First Western Trust Bank · South Carolina · 2025

First Western Trust Bank in South Carolina: approval rate, denial rate and rates (2025)

First Western Trust Bank took 9 mortgage applications in South Carolina in 2025, ranking #557 of 1,143 lenders active in the state. It originated 66.7% of them and denied 0.0% (0.0% of the applications it decided), against a statewide denial rate of 18.3%.

9Applicationsin SC
0.0%Decision denial ratestate 23.5%
6.50%Median ratestate 6.50%
$525,000Median loanstate $225,000
$3.3MVolume5 counties

First Western Trust Bank in South Carolina vs the state

0.0%Denial rate-18.31 pts vs state
0.0%Decision denial rate-23.47 pts vs state
66.7%Origination rate+10.06 pts vs state
6.50%Median rate0.00 pts vs state
0.01Rate spread (pts)-0.21 pts vs state
$202kMedian applicant income
6Loans originated
0Denied

What First Western Trust Bank lends in South Carolina

By loan purpose

Home purchase 8 89% · 0.0% denied
Refinance 1 11% · 0.0% denied

By loan type

Conventional 5 56% · 0.0% denied
FHA 2 22% · 0.0% denied
VA 2 22% · 0.0% denied

Where in South Carolina

Counties with the most First Western Trust Bank applications in 2025.

CountyApplicationsOriginatedDeniedDenial rate
Richland County 220 0.0%
Horry County 210 0.0%
Greenville County 220 0.0%
Charleston County 210 0.0%
Darlington County 100 0.0%

Other large lenders in South Carolina

LenderGradeApplicationsDenial rateMedian rate
Rocket MortgageC 13,40316.8%6.63%
Vanderbilt Mortgage and FinanceF 12,27240.7%6.50%
United Shore Financial ServicesB 9,23612.8%6.13%
21st MortgageF 6,51048.2%10.41%
Dhi Mortgage CompanyB 6,18417.4%4.99%
Navy Federal Credit UnionD 5,42421.2%7.50%
First-Citizens Bank & TrustB 5,39920.9%6.38%
Freedom MortgageB 5,2967.3%6.25%
Mortgage Research CenterC 5,18919.1%6.25%
Bank of AmericaF 5,00933.1%6.24%

Frequently asked questions

South Carolina: 9 applications in 2025, of which 6 were originated and 0 denied.

0.0% of all applications, or 0.0% of the applications it actually decided on. The South Carolina statewide average across all lenders was 18.3%.

The median rate on loans First Western Trust Bank originated in South Carolina in 2025 was 6.50%, against a statewide median of 6.50%.

About this data. Figures are First Western Trust Bank's own HMDA filing for properties located in South Carolina, 2025. The grade is national; state-level figures are shown for context and are not separately graded. Methodology