First Savings Bank of Hegewisch · Indiana · 2025

First Savings Bank of Hegewisch in Indiana: approval rate, denial rate and rates (2025)

First Savings Bank of Hegewisch took 88 mortgage applications in Indiana in 2025, ranking #292 of 1,025 lenders active in the state. It originated 60.2% of them and denied 14.8% (19.4% of the applications it decided), against a statewide denial rate of 16.6%.

88Applicationsin IN
19.4%Decision denial ratestate 20.1%
Median ratestate 6.75%
$260,000Median loanstate $155,000
$14MVolume3 counties

First Savings Bank of Hegewisch in Indiana vs the state

14.8%Denial rate-1.80 pts vs state
19.4%Decision denial rate-0.74 pts vs state
60.2%Origination rate-2.02 pts vs state
Median rate
Rate spread (pts)
$124kMedian applicant income
53Loans originated
13Denied

Trend in Indiana

YearApplicationsOriginatedDenial rateMedian rateRank in state
20231014025.7%5.70%#250
2024723822.2%6.38%#296
2025885314.8%#292

What First Savings Bank of Hegewisch lends in Indiana

By loan purpose

Home purchase 55 63% · 10.9% denied
Refinance 20 23% · 20.0% denied
Home improvement 5 6% · 0.0% denied
Other / HELOC 8 9% · 37.5% denied

By loan type

Conventional 88 100% · 14.8% denied

Where in Indiana

Counties with the most First Savings Bank of Hegewisch applications in 2025.

CountyApplicationsOriginatedDeniedDenial rate
Lake County 784713 16.7%
Porter County 950 0.0%
LaPorte County 110 0.0%

Other large lenders in Indiana

LenderGradeApplicationsDenial rateMedian rate
Rocket MortgageC 13,50318.6%6.75%
Ruoff Mortgage CompanyA 8,8604.0%6.75%
Fifth Third BankD 8,69327.6%7.75%
United Shore Financial ServicesB 8,65912.2%6.38%
Freedom MortgageB 5,4548.9%6.25%
NewrezD 5,42118.2%6.63%
First Merchants BankC 5,11419.9%6.76%
Fairway Independent MortgageB 4,8137.4%6.75%
Mortgage Research CenterC 4,79119.0%6.25%
PNC BankD 4,72425.1%7.55%

Frequently asked questions

Indiana: 88 applications in 2025, of which 53 were originated and 13 denied.

14.8% of all applications, or 19.4% of the applications it actually decided on. The Indiana statewide average across all lenders was 16.6%.

This lender did not report interest rates on its originated loans (some institutions are exempt from HMDA pricing fields).

About this data. Figures are First Savings Bank of Hegewisch's own HMDA filing for properties located in Indiana, 2025. The grade is national; state-level figures are shown for context and are not separately graded. Methodology