First Community Mortgage in Minnesota vs the state
11.1%Denial rate-2.49 pts vs state
14.3%Decision denial rate-2.06 pts vs state
55.6%Origination rate-10.81 pts vs state
6.63%Median rate0.00 pts vs state
0.48Rate spread (pts)+0.23 pts vs state
$123kMedian applicant income
5Loans originated
1Denied
Trend in Minnesota
| Year | Applications | Originated | Denial rate | Median rate | Rank in state |
|---|---|---|---|---|---|
| 2023 | 18 | 14 | 0.0% | 7.25% | #390 |
| 2024 | 10 | 9 | 0.0% | 6.88% | #450 |
| 2025 | 9 | 5 | 11.1% | 6.63% | #475 |
What First Community Mortgage lends in Minnesota
By loan purpose
By loan type
Why it denied Minnesota applicants
Where in Minnesota
Counties with the most First Community Mortgage applications in 2025.
| County | Applications | Originated | Denied | Denial rate |
|---|---|---|---|---|
| Hennepin County | 2 | 1 | 0 | 0.0% |
| Scott County | 2 | 1 | 0 | 0.0% |
| Otter Tail County | 1 | 1 | 0 | 0.0% |
| Washington County | 1 | 1 | 0 | 0.0% |
| Wright County | 1 | 0 | 1 | 100.0% |
| Morrison County | 1 | 1 | 0 | 0.0% |
| Dakota County | 1 | 0 | 0 | 0.0% |
Other large lenders in Minnesota
| Lender | Grade | Applications | Denial rate | Median rate |
|---|---|---|---|---|
| United Shore Financial Services | B | 8,694 | 10.6% | 6.38% |
| U.S. Bank | D | 8,624 | 30.4% | 7.88% |
| Bell Bank | A | 7,987 | 5.3% | 6.63% |
| Rocket Mortgage | C | 7,630 | 16.3% | 6.63% |
| Trustone Financial Credit Union | C | 6,066 | 20.0% | 7.25% |
| Affinity Plus | C | 5,438 | 14.6% | 6.63% |
| Blaze Credit Union | B | 4,074 | 12.3% | 6.38% |
| Wings Financial Credit Union | A | 3,960 | 16.4% | 7.25% |
| Crosscountry Mortgage | B | 3,942 | 2.1% | 6.63% |
| Fairway Independent Mortgage | B | 3,327 | 3.2% | 6.75% |
Frequently asked questions
Minnesota: 9 applications in 2025, of which 5 were originated and 1 denied.
11.1% of all applications, or 14.3% of the applications it actually decided on. The Minnesota statewide average across all lenders was 13.6%.
The median rate on loans First Community Mortgage originated in Minnesota in 2025 was 6.63%, against a statewide median of 6.63%.
About this data. Figures are First Community Mortgage's own HMDA filing for properties located in Minnesota, 2025. The grade is national; state-level figures are shown for context and are not separately graded. Methodology