Farmers State Bank of Alto Pass, Ill. in Illinois vs the state
7.2%Denial rate-9.90 pts vs state
7.3%Decision denial rate-14.34 pts vs state
82.2%Origination rate+23.48 pts vs state
—Median rate
—Rate spread (pts)
$97kMedian applicant income
148Loans originated
13Denied
Trend in Illinois
| Year | Applications | Originated | Denial rate | Median rate | Rank in state |
|---|---|---|---|---|---|
| 2023 | 209 | 177 | 7.2% | — | #213 |
| 2024 | 173 | 147 | 4.6% | — | #247 |
| 2025 | 180 | 148 | 7.2% | — | #261 |
What Farmers State Bank of Alto Pass, Ill. lends in Illinois
By loan purpose
By loan type
Where in Illinois
Counties with the most Farmers State Bank of Alto Pass, Ill. applications in 2025.
| County | Applications | Originated | Denied | Denial rate |
|---|---|---|---|---|
| Williamson County | 91 | 76 | 5 | 5.5% |
| Saline County | 40 | 37 | 0 | 0.0% |
| Franklin County | 10 | 6 | 3 | 30.0% |
| Union County | 10 | 8 | 1 | 10.0% |
| Johnson County | 9 | 7 | 1 | 11.1% |
| Jackson County | 9 | 6 | 2 | 22.2% |
| Pope County | 3 | 3 | 0 | 0.0% |
| White County | 3 | 2 | 0 | 0.0% |
| Hardin County | 2 | 2 | 0 | 0.0% |
| Gallatin County | 1 | 1 | 0 | 0.0% |
Other large lenders in Illinois
| Lender | Grade | Applications | Denial rate | Median rate |
|---|---|---|---|---|
| Guaranteed Rate | B | 17,479 | 4.9% | 6.63% |
| Rocket Mortgage | C | 16,971 | 19.7% | 6.75% |
| United Shore Financial Services | B | 15,644 | 13.0% | 6.50% |
| JPMorgan Chase Bank | B | 13,574 | 9.7% | 6.49% |
| U.S. Bank | D | 10,076 | 38.3% | 7.00% |
| Crosscountry Mortgage | B | 8,779 | 4.5% | 6.75% |
| Fifth Third Bank | D | 8,628 | 32.1% | 7.50% |
| The Huntington National Bank | D | 8,226 | 31.9% | 6.99% |
| BMO Bank | F | 8,007 | 32.7% | 8.33% |
| Loandepot.Com | D | 7,019 | 17.7% | 6.88% |
Frequently asked questions
Illinois: 180 applications in 2025, of which 148 were originated and 13 denied.
7.2% of all applications, or 7.3% of the applications it actually decided on. The Illinois statewide average across all lenders was 17.1%.
This lender did not report interest rates on its originated loans (some institutions are exempt from HMDA pricing fields).
About this data. Figures are Farmers State Bank of Alto Pass, Ill.'s own HMDA filing for properties located in Illinois, 2025. The grade is national; state-level figures are shown for context and are not separately graded. Methodology