Farm Credit Mid-America in Minnesota vs the state
12.5%Denial rate-1.10 pts vs state
15.4%Decision denial rate-0.97 pts vs state
62.5%Origination rate-3.87 pts vs state
6.69%Median rate+0.06 pts vs state
0.54Rate spread (pts)+0.29 pts vs state
$122kMedian applicant income
20Loans originated
4Denied
What Farm Credit Mid-America lends in Minnesota
By loan purpose
By loan type
Why it denied Minnesota applicants
Where in Minnesota
Counties with the most Farm Credit Mid-America applications in 2025.
| County | Applications | Originated | Denied | Denial rate |
|---|---|---|---|---|
| Otter Tail County | 4 | 2 | 1 | 25.0% |
| Stevens County | 3 | 3 | 0 | 0.0% |
| Polk County | 3 | 2 | 1 | 33.3% |
| Big Stone County | 3 | 2 | 0 | 0.0% |
| Swift County | 2 | 1 | 1 | 50.0% |
| Pope County | 2 | 1 | 0 | 0.0% |
| Norman County | 2 | 1 | 1 | 50.0% |
| Mahnomen County | 2 | 1 | 0 | 0.0% |
| Lac qui Parle County | 1 | 1 | 0 | 0.0% |
| Stearns County | 1 | 0 | 0 | 0.0% |
Other large lenders in Minnesota
| Lender | Grade | Applications | Denial rate | Median rate |
|---|---|---|---|---|
| United Shore Financial Services | B | 8,694 | 10.6% | 6.38% |
| U.S. Bank | D | 8,624 | 30.4% | 7.88% |
| Bell Bank | A | 7,987 | 5.3% | 6.63% |
| Rocket Mortgage | C | 7,630 | 16.3% | 6.63% |
| Trustone Financial Credit Union | C | 6,066 | 20.0% | 7.25% |
| Affinity Plus | C | 5,438 | 14.6% | 6.63% |
| Blaze Credit Union | B | 4,074 | 12.3% | 6.38% |
| Wings Financial Credit Union | A | 3,960 | 16.4% | 7.25% |
| Crosscountry Mortgage | B | 3,942 | 2.1% | 6.63% |
| Fairway Independent Mortgage | B | 3,327 | 3.2% | 6.75% |
Frequently asked questions
Minnesota: 32 applications in 2025, of which 20 were originated and 4 denied.
12.5% of all applications, or 15.4% of the applications it actually decided on. The Minnesota statewide average across all lenders was 13.6%.
The median rate on loans Farm Credit Mid-America originated in Minnesota in 2025 was 6.69%, against a statewide median of 6.63%.
About this data. Figures are Farm Credit Mid-America's own HMDA filing for properties located in Minnesota, 2025. The grade is national; state-level figures are shown for context and are not separately graded. Methodology