Everett Financial · District of Columbia · 2025

Everett Financial in District of Columbia: approval rate, denial rate and rates (2025)

Everett Financial took 13 mortgage applications in District of Columbia in 2025, ranking #162 of 473 lenders active in the state. It originated 15.4% of them and denied 15.4% (28.6% of the applications it decided), against a statewide denial rate of 18.1%.

13Applicationsin DC
28.6%Decision denial ratestate 23.7%
6.75%Median ratestate 6.50%
$445,000Median loanstate $405,000
$540kVolume1 counties

Everett Financial in District of Columbia vs the state

15.4%Denial rate-2.68 pts vs state
28.6%Decision denial rate+4.83 pts vs state
15.4%Origination rate-40.13 pts vs state
6.75%Median rate+0.25 pts vs state
0.58Rate spread (pts)+0.53 pts vs state
$122kMedian applicant income
2Loans originated
2Denied

Trend in District of Columbia

YearApplicationsOriginatedDenial rateMedian rateRank in state
202374368.1%6.75%#50
20248325.0%6.50%#200
202513215.4%6.75%#162

What Everett Financial lends in District of Columbia

By loan purpose

Home purchase 10 77% · 10.0% denied
Refinance 2 15% · 50.0% denied
Cash-out refinance 1 8% · 0.0% denied

By loan type

Conventional 9 69% · 22.2% denied
FHA 4 31% · 0.0% denied

Why it denied District of Columbia applicants

Debt-to-income ratio 1 50%
Unverifiable information 1 50%

Where in District of Columbia

Counties with the most Everett Financial applications in 2025.

CountyApplicationsOriginatedDeniedDenial rate
District of Columbia 1322 15.4%

Other large lenders in District of Columbia

LenderGradeApplicationsDenial rateMedian rate
Navy Federal Credit UnionD 78628.5%7.75%
Rocket MortgageC 67120.7%6.63%
Bank of AmericaF 54633.2%5.99%
First Savings MortgageA 5440.9%6.50%
Truist BankC 52941.2%6.25%
PNC BankD 46731.5%6.25%
JPMorgan Chase BankB 4597.6%6.38%
CitibankB 4179.6%6.00%
First Home MortgageB 3592.5%6.63%
NewrezD 35323.5%6.63%

Frequently asked questions

District of Columbia: 13 applications in 2025, of which 2 were originated and 2 denied.

15.4% of all applications, or 28.6% of the applications it actually decided on. The District of Columbia statewide average across all lenders was 18.1%.

The median rate on loans Everett Financial originated in District of Columbia in 2025 was 6.75%, against a statewide median of 6.50%.

About this data. Figures are Everett Financial's own HMDA filing for properties located in District of Columbia, 2025. The grade is national; state-level figures are shown for context and are not separately graded. Methodology