Endeavor Capital, LLC. · Alabama · 2025

Endeavor Capital, LLC. in Alabama: approval rate, denial rate and rates (2025)

Endeavor Capital, LLC. took 83 mortgage applications in Alabama in 2025, ranking #249 of 990 lenders active in the state. It originated 51.8% of them and denied 3.6% (6.3% of the applications it decided), against a statewide denial rate of 19.9%.

83Applicationsin AL
6.3%Decision denial ratestate 25.0%
6.38%Median ratestate 6.50%
$175,000Median loanstate $165,000
$8.4MVolume26 counties

Endeavor Capital, LLC. in Alabama vs the state

3.6%Denial rate-16.24 pts vs state
6.3%Decision denial rate-18.75 pts vs state
51.8%Origination rate-3.58 pts vs state
6.38%Median rate-0.13 pts vs state
0.37Rate spread (pts)+0.08 pts vs state
$78kMedian applicant income
43Loans originated
3Denied

Trend in Alabama

YearApplicationsOriginatedDenial rateMedian rateRank in state
2024104453.9%6.63%#212
202583433.6%6.38%#249

What Endeavor Capital, LLC. lends in Alabama

By loan purpose

Home purchase 1 1% · 0.0% denied
Refinance 62 75% · 3.2% denied
Cash-out refinance 20 24% · 5.0% denied

By loan type

Conventional 23 28% · 0.0% denied
FHA 56 67% · 3.6% denied
VA 4 5% · 25.0% denied

Why it denied Alabama applicants

Collateral 2 67%
Credit history 1 33%

Where in Alabama

Counties with the most Endeavor Capital, LLC. applications in 2025.

CountyApplicationsOriginatedDeniedDenial rate
Jefferson County 1040 0.0%
Baldwin County 840 0.0%
Madison County 750 0.0%
Mobile County 651 16.7%
Autauga County 650 0.0%
Shelby County 640 0.0%
Cherokee County 410 0.0%
Calhoun County 420 0.0%
Morgan County 430 0.0%
Tuscaloosa County 320 0.0%

Other large lenders in Alabama

LenderGradeApplicationsDenial rateMedian rate
Regions BankC 11,87137.2%4.99%
Rocket MortgageC 9,94120.5%6.63%
Vanderbilt Mortgage and FinanceF 8,46141.4%9.50%
United Shore Financial ServicesB 7,68912.0%6.13%
21st MortgageF 6,50746.0%9.98%
Mortgage Research CenterC 5,10718.4%6.25%
REDSTONE Federal Credit UnionC 4,54818.9%8.13%
Dhi Mortgage CompanyB 3,90917.5%4.99%
Freedom MortgageB 3,7258.7%6.25%
Pennymac Loan ServicesC 3,61111.6%6.25%

Frequently asked questions

Alabama: 83 applications in 2025, of which 43 were originated and 3 denied.

3.6% of all applications, or 6.3% of the applications it actually decided on. The Alabama statewide average across all lenders was 19.9%.

The median rate on loans Endeavor Capital, LLC. originated in Alabama in 2025 was 6.38%, against a statewide median of 6.50%.

About this data. Figures are Endeavor Capital, LLC.'s own HMDA filing for properties located in Alabama, 2025. The grade is national; state-level figures are shown for context and are not separately graded. Methodology