Dollar Bank, Federal Savings Bank in Virginia vs the state
29.6%Denial rate+13.65 pts vs state
31.1%Decision denial rate+10.87 pts vs state
62.5%Origination rate+2.95 pts vs state
6.75%Median rate+0.13 pts vs state
0.26Rate spread (pts)+0.04 pts vs state
$116kMedian applicant income
228Loans originated
108Denied
Trend in Virginia
| Year | Applications | Originated | Denial rate | Median rate | Rank in state |
|---|---|---|---|---|---|
| 2023 | 358 | 201 | 36.0% | 6.99% | #129 |
| 2024 | 400 | 223 | 38.5% | 7.13% | #127 |
| 2025 | 365 | 228 | 29.6% | 6.75% | #138 |
What Dollar Bank, Federal Savings Bank lends in Virginia
By loan purpose
By loan type
Why it denied Virginia applicants
Where in Virginia
Counties with the most Dollar Bank, Federal Savings Bank applications in 2025.
| County | Applications | Originated | Denied | Denial rate |
|---|---|---|---|---|
| Virginia Beach city | 169 | 100 | 57 | 33.7% |
| Chesapeake city | 59 | 35 | 21 | 35.6% |
| Norfolk city | 24 | 13 | 8 | 33.3% |
| Loudoun County | 18 | 12 | 0 | 0.0% |
| Portsmouth city | 13 | 6 | 7 | 53.8% |
| Suffolk city | 13 | 9 | 4 | 30.8% |
| Fairfax County | 11 | 10 | 0 | 0.0% |
| Newport News city | 7 | 6 | 1 | 14.3% |
| Hampton city | 6 | 6 | 0 | 0.0% |
| Alexandria city | 4 | 4 | 0 | 0.0% |
Other large lenders in Virginia
| Lender | Grade | Applications | Denial rate | Median rate |
|---|---|---|---|---|
| Navy Federal Credit Union | D | 19,395 | 19.3% | 7.75% |
| Rocket Mortgage | C | 19,274 | 14.8% | 6.63% |
| United Shore Financial Services | B | 13,994 | 10.4% | 6.12% |
| Truist Bank | C | 11,838 | 31.6% | 6.49% |
| Mortgage Research Center | C | 9,000 | 16.7% | 6.25% |
| Pennymac Loan Services | C | 8,334 | 10.7% | 6.38% |
| Freedom Mortgage | B | 8,029 | 6.5% | 6.25% |
| Bank of America | F | 6,584 | 31.9% | 6.24% |
| Newrez | D | 6,390 | 16.4% | 6.38% |
| Movement Mortgage | A | 6,126 | 4.3% | 6.56% |
Frequently asked questions
Virginia: 365 applications in 2025, of which 228 were originated and 108 denied.
29.6% of all applications, or 31.1% of the applications it actually decided on. The Virginia statewide average across all lenders was 15.9%.
The median rate on loans Dollar Bank, Federal Savings Bank originated in Virginia in 2025 was 6.75%, against a statewide median of 6.63%.
About this data. Figures are Dollar Bank, Federal Savings Bank's own HMDA filing for properties located in Virginia, 2025. The grade is national; state-level figures are shown for context and are not separately graded. Methodology