Directions Equity in Georgia vs the state
0.0%Denial rate-19.22 pts vs state
0.0%Decision denial rate-25.07 pts vs state
44.4%Origination rate-9.65 pts vs state
7.13%Median rate+0.50 pts vs state
1.39Rate spread (pts)+1.12 pts vs state
—Median applicant income
4Loans originated
0Denied
What Directions Equity lends in Georgia
By loan purpose
By loan type
Where in Georgia
Counties with the most Directions Equity applications in 2025.
| County | Applications | Originated | Denied | Denial rate |
|---|---|---|---|---|
| Decatur County | 2 | 1 | 0 | 0.0% |
| DeKalb County | 2 | 0 | 0 | 0.0% |
| Monroe County | 2 | 1 | 0 | 0.0% |
| Douglas County | 2 | 1 | 0 | 0.0% |
| Catoosa County | 1 | 1 | 0 | 0.0% |
Other large lenders in Georgia
| Lender | Grade | Applications | Denial rate | Median rate |
|---|---|---|---|---|
| Rocket Mortgage | C | 29,845 | 18.2% | 6.63% |
| United Shore Financial Services | B | 23,784 | 12.6% | 6.25% |
| Navy Federal Credit Union | D | 12,388 | 26.4% | 7.95% |
| Truist Bank | C | 10,563 | 38.7% | 6.49% |
| Pennymac Loan Services | C | 10,273 | 11.6% | 6.49% |
| Broker Solutions | D | 9,709 | 8.6% | 6.63% |
| Mortgage Research Center | C | 9,443 | 19.8% | 6.25% |
| Freedom Mortgage | B | 9,293 | 9.1% | 6.25% |
| Bank of America | F | 9,168 | 36.5% | 6.24% |
| Ameris Bank | B | 8,065 | 10.1% | 6.50% |
Frequently asked questions
Georgia: 9 applications in 2025, of which 4 were originated and 0 denied.
0.0% of all applications, or 0.0% of the applications it actually decided on. The Georgia statewide average across all lenders was 19.2%.
The median rate on loans Directions Equity originated in Georgia in 2025 was 7.13%, against a statewide median of 6.63%.
About this data. Figures are Directions Equity's own HMDA filing for properties located in Georgia, 2025. The grade is national; state-level figures are shown for context and are not separately graded. Methodology