Deephaven Mortgage in Hawaii vs the state
38.8%Denial rate+17.01 pts vs state
46.5%Decision denial rate+19.22 pts vs state
43.0%Origination rate-12.39 pts vs state
7.63%Median rate+1.47 pts vs state
1.85Rate spread (pts)+2.10 pts vs state
$240kMedian applicant income
52Loans originated
47Denied
Trend in Hawaii
| Year | Applications | Originated | Denial rate | Median rate | Rank in state |
|---|---|---|---|---|---|
| 2023 | 15 | 1 | 86.7% | 8.38% | #121 |
| 2024 | 56 | 35 | 35.7% | 7.88% | #71 |
| 2025 | 121 | 52 | 38.8% | 7.63% | #53 |
What Deephaven Mortgage lends in Hawaii
By loan purpose
By loan type
Why it denied Hawaii applicants
Where in Hawaii
Counties with the most Deephaven Mortgage applications in 2025.
| County | Applications | Originated | Denied | Denial rate |
|---|---|---|---|---|
| Honolulu County | 70 | 25 | 27 | 38.6% |
| Hawaii County | 35 | 19 | 13 | 37.1% |
| Maui County | 9 | 4 | 5 | 55.6% |
| Kauai County | 7 | 4 | 2 | 28.6% |
Other large lenders in Hawaii
| Lender | Grade | Applications | Denial rate | Median rate |
|---|---|---|---|---|
| Bank of Hawaii | C | 3,679 | 27.8% | 6.00% |
| First Hawaiian Bank | B | 2,740 | 19.4% | 5.87% |
| American Savings Bank | C | 2,479 | 34.5% | 5.65% |
| Hawaiiusa Federal Credit Union | C | 1,833 | 38.1% | 5.65% |
| United Shore Financial Services | B | 1,710 | 11.1% | 6.13% |
| Rocket Mortgage | C | 1,637 | 22.4% | 6.63% |
| Central Pacific Bank | C | 1,519 | 33.6% | 6.13% |
| Hawaii State Federal Credit Union | C | 1,418 | 30.0% | 5.90% |
| Navy Federal Credit Union | D | 985 | 30.2% | 8.10% |
| Freedom Mortgage | B | 924 | 10.8% | 5.75% |
Frequently asked questions
Hawaii: 121 applications in 2025, of which 52 were originated and 47 denied.
38.8% of all applications, or 46.5% of the applications it actually decided on. The Hawaii statewide average across all lenders was 21.8%.
The median rate on loans Deephaven Mortgage originated in Hawaii in 2025 was 7.63%, against a statewide median of 6.15%.
About this data. Figures are Deephaven Mortgage's own HMDA filing for properties located in Hawaii, 2025. The grade is national; state-level figures are shown for context and are not separately graded. Methodology