Deephaven Mortgage in Alabama vs the state
30.9%Denial rate+11.03 pts vs state
34.0%Decision denial rate+9.01 pts vs state
59.5%Origination rate+4.06 pts vs state
7.50%Median rate+1.00 pts vs state
1.19Rate spread (pts)+0.91 pts vs state
$253kMedian applicant income
129Loans originated
67Denied
Trend in Alabama
| Year | Applications | Originated | Denial rate | Median rate | Rank in state |
|---|---|---|---|---|---|
| 2023 | 82 | 52 | 31.7% | 8.56% | #232 |
| 2024 | 108 | 45 | 47.2% | 7.63% | #208 |
| 2025 | 217 | 129 | 30.9% | 7.50% | #148 |
What Deephaven Mortgage lends in Alabama
By loan purpose
By loan type
Why it denied Alabama applicants
Where in Alabama
Counties with the most Deephaven Mortgage applications in 2025.
| County | Applications | Originated | Denied | Denial rate |
|---|---|---|---|---|
| Jefferson County | 78 | 41 | 27 | 34.6% |
| Baldwin County | 50 | 30 | 16 | 32.0% |
| Mobile County | 13 | 9 | 4 | 30.8% |
| Madison County | 12 | 10 | 1 | 8.3% |
| Montgomery County | 11 | 8 | 3 | 27.3% |
| Tuscaloosa County | 5 | 5 | 0 | 0.0% |
| Limestone County | 5 | 1 | 4 | 80.0% |
| Lee County | 5 | 4 | 1 | 20.0% |
| St. Clair County | 4 | 1 | 2 | 50.0% |
| Shelby County | 4 | 3 | 0 | 0.0% |
Other large lenders in Alabama
| Lender | Grade | Applications | Denial rate | Median rate |
|---|---|---|---|---|
| Regions Bank | C | 11,871 | 37.2% | 4.99% |
| Rocket Mortgage | C | 9,941 | 20.5% | 6.63% |
| Vanderbilt Mortgage and Finance | F | 8,461 | 41.4% | 9.50% |
| United Shore Financial Services | B | 7,689 | 12.0% | 6.13% |
| 21st Mortgage | F | 6,507 | 46.0% | 9.98% |
| Mortgage Research Center | C | 5,107 | 18.4% | 6.25% |
| REDSTONE Federal Credit Union | C | 4,548 | 18.9% | 8.13% |
| Dhi Mortgage Company | B | 3,909 | 17.5% | 4.99% |
| Freedom Mortgage | B | 3,725 | 8.7% | 6.25% |
| Pennymac Loan Services | C | 3,611 | 11.6% | 6.25% |
Frequently asked questions
Alabama: 217 applications in 2025, of which 129 were originated and 67 denied.
30.9% of all applications, or 34.0% of the applications it actually decided on. The Alabama statewide average across all lenders was 19.9%.
The median rate on loans Deephaven Mortgage originated in Alabama in 2025 was 7.50%, against a statewide median of 6.50%.
About this data. Figures are Deephaven Mortgage's own HMDA filing for properties located in Alabama, 2025. The grade is national; state-level figures are shown for context and are not separately graded. Methodology