DAS Acquisition Company in Alabama vs the state
3.1%Denial rate-16.72 pts vs state
4.0%Decision denial rate-21.00 pts vs state
71.9%Origination rate+16.49 pts vs state
6.63%Median rate+0.13 pts vs state
0.67Rate spread (pts)+0.38 pts vs state
$83kMedian applicant income
23Loans originated
1Denied
Trend in Alabama
| Year | Applications | Originated | Denial rate | Median rate | Rank in state |
|---|---|---|---|---|---|
| 2023 | 127 | 85 | 1.6% | 6.63% | #171 |
| 2024 | 18 | 15 | 0.0% | 6.63% | #392 |
| 2025 | 32 | 23 | 3.1% | 6.63% | #355 |
What DAS Acquisition Company lends in Alabama
By loan purpose
By loan type
Why it denied Alabama applicants
Where in Alabama
Counties with the most DAS Acquisition Company applications in 2025.
| County | Applications | Originated | Denied | Denial rate |
|---|---|---|---|---|
| Randolph County | 12 | 9 | 0 | 0.0% |
| Calhoun County | 4 | 4 | 0 | 0.0% |
| Talladega County | 4 | 2 | 1 | 25.0% |
| Jefferson County | 2 | 1 | 0 | 0.0% |
| Pike County | 2 | 1 | 0 | 0.0% |
| Cleburne County | 2 | 1 | 0 | 0.0% |
| Walker County | 1 | 1 | 0 | 0.0% |
| Baldwin County | 1 | 1 | 0 | 0.0% |
| St. Clair County | 1 | 1 | 0 | 0.0% |
| Mobile County | 1 | 0 | 0 | 0.0% |
Other large lenders in Alabama
| Lender | Grade | Applications | Denial rate | Median rate |
|---|---|---|---|---|
| Regions Bank | C | 11,871 | 37.2% | 4.99% |
| Rocket Mortgage | C | 9,941 | 20.5% | 6.63% |
| Vanderbilt Mortgage and Finance | F | 8,461 | 41.4% | 9.50% |
| United Shore Financial Services | B | 7,689 | 12.0% | 6.13% |
| 21st Mortgage | F | 6,507 | 46.0% | 9.98% |
| Mortgage Research Center | C | 5,107 | 18.4% | 6.25% |
| REDSTONE Federal Credit Union | C | 4,548 | 18.9% | 8.13% |
| Dhi Mortgage Company | B | 3,909 | 17.5% | 4.99% |
| Freedom Mortgage | B | 3,725 | 8.7% | 6.25% |
| Pennymac Loan Services | C | 3,611 | 11.6% | 6.25% |
Frequently asked questions
Alabama: 32 applications in 2025, of which 23 were originated and 1 denied.
3.1% of all applications, or 4.0% of the applications it actually decided on. The Alabama statewide average across all lenders was 19.9%.
The median rate on loans DAS Acquisition Company originated in Alabama in 2025 was 6.63%, against a statewide median of 6.50%.
About this data. Figures are DAS Acquisition Company's own HMDA filing for properties located in Alabama, 2025. The grade is national; state-level figures are shown for context and are not separately graded. Methodology