CTBC Bank Corp. (USA) in New York vs the state
10.2%Denial rate-9.59 pts vs state
14.1%Decision denial rate-9.91 pts vs state
59.4%Origination rate-0.21 pts vs state
6.38%Median rate-0.25 pts vs state
0.17Rate spread (pts)-0.04 pts vs state
$144kMedian applicant income
76Loans originated
13Denied
Trend in New York
| Year | Applications | Originated | Denial rate | Median rate | Rank in state |
|---|---|---|---|---|---|
| 2023 | 377 | 269 | 5.3% | 6.13% | #139 |
| 2024 | 130 | 76 | 6.2% | 6.88% | #233 |
| 2025 | 128 | 76 | 10.2% | 6.38% | #246 |
What CTBC Bank Corp. (USA) lends in New York
By loan purpose
By loan type
Why it denied New York applicants
Where in New York
Counties with the most CTBC Bank Corp. (USA) applications in 2025.
| County | Applications | Originated | Denied | Denial rate |
|---|---|---|---|---|
| Queens County | 43 | 22 | 9 | 20.9% |
| Kings County | 39 | 27 | 1 | 2.6% |
| Richmond County | 18 | 10 | 1 | 5.6% |
| Nassau County | 17 | 14 | 0 | 0.0% |
| New York County | 8 | 2 | 1 | 12.5% |
| Suffolk County | 2 | 1 | 0 | 0.0% |
| Bronx County | 1 | 0 | 1 | 100.0% |
Other large lenders in New York
| Lender | Grade | Applications | Denial rate | Median rate |
|---|---|---|---|---|
| Citizens Bank | C | 20,315 | 32.7% | 7.97% |
| Rocket Mortgage | C | 19,924 | 22.0% | 6.88% |
| United Shore Financial Services | B | 14,777 | 11.2% | 6.50% |
| JPMorgan Chase Bank | B | 14,735 | 11.7% | 6.38% |
| Manufacturers and Traders Trust | C | 12,335 | 31.3% | 5.99% |
| Bank of America | F | 10,193 | 35.7% | 5.99% |
| Bethpage Federal Credit Union | C | 9,736 | 47.2% | 6.49% |
| TD Bank | D | 9,239 | 30.2% | 7.69% |
| Newrez | D | 8,654 | 24.2% | 6.75% |
| ESL Federal Credit Union | B | 7,817 | 17.6% | 4.50% |
Frequently asked questions
New York: 128 applications in 2025, of which 76 were originated and 13 denied.
10.2% of all applications, or 14.1% of the applications it actually decided on. The New York statewide average across all lenders was 19.8%.
The median rate on loans CTBC Bank Corp. (USA) originated in New York in 2025 was 6.38%, against a statewide median of 6.63%.
About this data. Figures are CTBC Bank Corp. (USA)'s own HMDA filing for properties located in New York, 2025. The grade is national; state-level figures are shown for context and are not separately graded. Methodology