Cooperativa de Ahorro Y Credito Caguas in Puerto Rico vs the state
0.0%Denial rate-15.76 pts vs state
0.0%Decision denial rate-18.50 pts vs state
100.0%Origination rate+32.77 pts vs state
7.00%Median rate+0.88 pts vs state
1.16Rate spread (pts)+1.10 pts vs state
$88kMedian applicant income
36Loans originated
0Denied
Trend in Puerto Rico
| Year | Applications | Originated | Denial rate | Median rate | Rank in state |
|---|---|---|---|---|---|
| 2023 | 35 | 33 | 5.7% | 7.00% | #42 |
| 2024 | 41 | 39 | 2.4% | 7.50% | #38 |
| 2025 | 36 | 36 | 0.0% | 7.00% | #43 |
What Cooperativa de Ahorro Y Credito Caguas lends in Puerto Rico
By loan purpose
By loan type
Where in Puerto Rico
Counties with the most Cooperativa de Ahorro Y Credito Caguas applications in 2025.
| County | Applications | Originated | Denied | Denial rate |
|---|---|---|---|---|
| San Juan Municipio | 7 | 7 | 0 | 0.0% |
| Ponce Municipio | 4 | 4 | 0 | 0.0% |
| Carolina Municipio | 4 | 4 | 0 | 0.0% |
| Caguas Municipio | 4 | 4 | 0 | 0.0% |
| Gurabo Municipio | 2 | 2 | 0 | 0.0% |
| Toa Baja Municipio | 2 | 2 | 0 | 0.0% |
| Loíza Municipio | 1 | 1 | 0 | 0.0% |
| Luquillo Municipio | 1 | 1 | 0 | 0.0% |
| Guaynabo Municipio | 1 | 1 | 0 | 0.0% |
| Cidra Municipio | 1 | 1 | 0 | 0.0% |
Other large lenders in Puerto Rico
| Lender | Grade | Applications | Denial rate | Median rate |
|---|---|---|---|---|
| Banco Popular de Puerto Rico | C | 3,894 | 20.4% | 6.25% |
| Firstbank Puerto Rico | C | 3,233 | 22.0% | 5.75% |
| Oriental Bank | C | 1,708 | 20.0% | 5.50% |
| The Money House | B | 1,602 | 10.8% | 6.00% |
| First Equity Mortgage Bankers | D | 1,517 | 17.7% | 6.00% |
| Preferred Mortgage | C | 732 | 11.6% | 5.75% |
| Hr Mortgage | D | 697 | 20.8% | 6.25% |
| Home Mortgage Bankers | C | 678 | 0.3% | 6.50% |
| Metro Island Mortgage | A | 588 | 0.2% | 5.75% |
| Trust Mortgage | C | 559 | 8.1% | 5.75% |
Frequently asked questions
Puerto Rico: 36 applications in 2025, of which 36 were originated and 0 denied.
0.0% of all applications, or 0.0% of the applications it actually decided on. The Puerto Rico statewide average across all lenders was 15.8%.
The median rate on loans Cooperativa de Ahorro Y Credito Caguas originated in Puerto Rico in 2025 was 7.00%, against a statewide median of 6.13%.
About this data. Figures are Cooperativa de Ahorro Y Credito Caguas's own HMDA filing for properties located in Puerto Rico, 2025. The grade is national; state-level figures are shown for context and are not separately graded. Methodology