Contour Mortgage in Alabama vs the state
3.3%Denial rate-16.59 pts vs state
4.2%Decision denial rate-20.83 pts vs state
75.0%Origination rate+19.61 pts vs state
6.63%Median rate+0.13 pts vs state
0.37Rate spread (pts)+0.09 pts vs state
$93kMedian applicant income
69Loans originated
3Denied
Trend in Alabama
| Year | Applications | Originated | Denial rate | Median rate | Rank in state |
|---|---|---|---|---|---|
| 2023 | 36 | 10 | 0.0% | 5.75% | #318 |
| 2024 | 61 | 40 | 3.3% | 6.63% | #266 |
| 2025 | 92 | 69 | 3.3% | 6.63% | #239 |
What Contour Mortgage lends in Alabama
By loan purpose
By loan type
Why it denied Alabama applicants
Where in Alabama
Counties with the most Contour Mortgage applications in 2025.
| County | Applications | Originated | Denied | Denial rate |
|---|---|---|---|---|
| Madison County | 60 | 48 | 2 | 3.3% |
| Limestone County | 18 | 14 | 1 | 5.6% |
| Morgan County | 5 | 3 | 0 | 0.0% |
| Geneva County | 2 | 1 | 0 | 0.0% |
| Cullman County | 2 | 2 | 0 | 0.0% |
| Jackson County | 1 | 0 | 0 | 0.0% |
| Montgomery County | 1 | 0 | 0 | 0.0% |
| Lee County | 1 | 0 | 0 | 0.0% |
| Jefferson County | 1 | 1 | 0 | 0.0% |
| Tuscaloosa County | 1 | 0 | 0 | 0.0% |
Other large lenders in Alabama
| Lender | Grade | Applications | Denial rate | Median rate |
|---|---|---|---|---|
| Regions Bank | C | 11,871 | 37.2% | 4.99% |
| Rocket Mortgage | C | 9,941 | 20.5% | 6.63% |
| Vanderbilt Mortgage and Finance | F | 8,461 | 41.4% | 9.50% |
| United Shore Financial Services | B | 7,689 | 12.0% | 6.13% |
| 21st Mortgage | F | 6,507 | 46.0% | 9.98% |
| Mortgage Research Center | C | 5,107 | 18.4% | 6.25% |
| REDSTONE Federal Credit Union | C | 4,548 | 18.9% | 8.13% |
| Dhi Mortgage Company | B | 3,909 | 17.5% | 4.99% |
| Freedom Mortgage | B | 3,725 | 8.7% | 6.25% |
| Pennymac Loan Services | C | 3,611 | 11.6% | 6.25% |
Frequently asked questions
Alabama: 92 applications in 2025, of which 69 were originated and 3 denied.
3.3% of all applications, or 4.2% of the applications it actually decided on. The Alabama statewide average across all lenders was 19.9%.
The median rate on loans Contour Mortgage originated in Alabama in 2025 was 6.63%, against a statewide median of 6.50%.
About this data. Figures are Contour Mortgage's own HMDA filing for properties located in Alabama, 2025. The grade is national; state-level figures are shown for context and are not separately graded. Methodology