Community First National Bank · Virginia · 2025

Community First National Bank in Virginia: approval rate, denial rate and rates (2025)

Community First National Bank took 7 mortgage applications in Virginia in 2025, ranking #606 of 1,013 lenders active in the state. It originated 85.7% of them and denied 0.0% (0.0% of the applications it decided), against a statewide denial rate of 15.9%.

7Applicationsin VA
0.0%Decision denial ratestate 20.3%
Median ratestate 6.63%
$365,000Median loanstate $255,000
$2.7MVolume6 counties

Community First National Bank in Virginia vs the state

0.0%Denial rate-15.94 pts vs state
0.0%Decision denial rate-20.25 pts vs state
85.7%Origination rate+26.19 pts vs state
Median rate
Rate spread (pts)
$193kMedian applicant income
6Loans originated
0Denied

Trend in Virginia

YearApplicationsOriginatedDenial rateMedian rateRank in state
20235320.0%6.38%#661
2024870.0%#586
2025760.0%#606

What Community First National Bank lends in Virginia

By loan purpose

Home purchase 6 86% · 0.0% denied
Refinance 1 14% · 0.0% denied

By loan type

VA 7 100% · 0.0% denied

Where in Virginia

Counties with the most Community First National Bank applications in 2025.

CountyApplicationsOriginatedDeniedDenial rate
Gloucester County 210 0.0%
Virginia Beach city 110 0.0%
Fairfax County 110 0.0%
Hampton city 110 0.0%
Newport News city 110 0.0%
Prince William County 110 0.0%

Other large lenders in Virginia

LenderGradeApplicationsDenial rateMedian rate
Navy Federal Credit UnionD 19,39519.3%7.75%
Rocket MortgageC 19,27414.8%6.63%
United Shore Financial ServicesB 13,99410.4%6.12%
Truist BankC 11,83831.6%6.49%
Mortgage Research CenterC 9,00016.7%6.25%
Pennymac Loan ServicesC 8,33410.7%6.38%
Freedom MortgageB 8,0296.5%6.25%
Bank of AmericaF 6,58431.9%6.24%
NewrezD 6,39016.4%6.38%
Movement MortgageA 6,1264.3%6.56%

Frequently asked questions

Virginia: 7 applications in 2025, of which 6 were originated and 0 denied.

0.0% of all applications, or 0.0% of the applications it actually decided on. The Virginia statewide average across all lenders was 15.9%.

This lender did not report interest rates on its originated loans (some institutions are exempt from HMDA pricing fields).

About this data. Figures are Community First National Bank's own HMDA filing for properties located in Virginia, 2025. The grade is national; state-level figures are shown for context and are not separately graded. Methodology