Commercial Lender in Missouri vs the state
86.9%Denial rate+71.81 pts vs state
92.7%Decision denial rate+73.97 pts vs state
6.9%Origination rate-55.78 pts vs state
10.74%Median rate+4.12 pts vs state
—Rate spread (pts)
—Median applicant income
11Loans originated
139Denied
Trend in Missouri
| Year | Applications | Originated | Denial rate | Median rate | Rank in state |
|---|---|---|---|---|---|
| 2023 | 146 | 20 | 30.8% | 10.99% | #189 |
| 2024 | 140 | 19 | 27.1% | 11.99% | #209 |
| 2025 | 160 | 11 | 86.9% | 10.74% | #213 |
What Commercial Lender lends in Missouri
By loan purpose
By loan type
Other large lenders in Missouri
| Lender | Grade | Applications | Denial rate | Median rate |
|---|---|---|---|---|
| Rocket Mortgage | C | 10,460 | 18.4% | 6.63% |
| Flat Branch Mortgage | A | 8,999 | 0.9% | 6.63% |
| Guild Mortgage | A | 7,388 | 2.5% | 6.63% |
| U.S. Bank | D | 7,190 | 32.8% | 7.63% |
| The Central Trust Bank | C | 7,022 | 9.7% | 6.63% |
| United Shore Financial Services | B | 6,710 | 8.0% | 6.55% |
| Communityamerica Credit Union | B | 5,843 | 16.8% | 6.49% |
| Mortgage Research Center | C | 5,734 | 15.6% | 6.25% |
| Broker Solutions | D | 5,007 | 7.8% | 6.88% |
| Commerce Bank | D | 4,905 | 27.2% | 6.72% |
Frequently asked questions
Missouri: 160 applications in 2025, of which 11 were originated and 139 denied.
86.9% of all applications, or 92.7% of the applications it actually decided on. The Missouri statewide average across all lenders was 15.1%.
The median rate on loans Commercial Lender originated in Missouri in 2025 was 10.74%, against a statewide median of 6.63%.
About this data. Figures are Commercial Lender's own HMDA filing for properties located in Missouri, 2025. The grade is national; state-level figures are shown for context and are not separately graded. Methodology