Commercial Lender in Idaho vs the state
57.1%Denial rate+42.69 pts vs state
80.0%Decision denial rate+62.48 pts vs state
14.3%Origination rate-48.73 pts vs state
11.84%Median rate+5.22 pts vs state
—Rate spread (pts)
—Median applicant income
1Loans originated
4Denied
What Commercial Lender lends in Idaho
By loan purpose
By loan type
Other large lenders in Idaho
| Lender | Grade | Applications | Denial rate | Median rate |
|---|---|---|---|---|
| Idaho Central Credit Union | A | 15,644 | 16.5% | 7.00% |
| Rocket Mortgage | C | 4,391 | 13.3% | 6.63% |
| United Shore Financial Services | B | 3,943 | 9.1% | 6.12% |
| Premier Mortgage Resources | B | 2,504 | 2.7% | 6.25% |
| Mountain America Federal Credit Union | D | 2,323 | 37.7% | 7.24% |
| Guild Mortgage | A | 2,320 | 3.4% | 6.50% |
| U.S. Bank | D | 2,161 | 28.6% | 7.35% |
| Loandepot.Com | D | 1,622 | 14.2% | 6.50% |
| Glacier Bank | D | 1,507 | 14.5% | 6.88% |
| Pennymac Loan Services | C | 1,297 | 10.8% | 6.50% |
Frequently asked questions
Idaho: 7 applications in 2025, of which 1 were originated and 4 denied.
57.1% of all applications, or 80.0% of the applications it actually decided on. The Idaho statewide average across all lenders was 14.5%.
The median rate on loans Commercial Lender originated in Idaho in 2025 was 11.84%, against a statewide median of 6.63%.
About this data. Figures are Commercial Lender's own HMDA filing for properties located in Idaho, 2025. The grade is national; state-level figures are shown for context and are not separately graded. Methodology