Colorado Federal Savings Bank in Vermont vs the state
5.0%Denial rate-9.82 pts vs state
6.3%Decision denial rate-11.82 pts vs state
75.0%Origination rate+10.13 pts vs state
6.50%Median rate-0.21 pts vs state
-0.11Rate spread (pts)-0.23 pts vs state
$200kMedian applicant income
15Loans originated
1Denied
What Colorado Federal Savings Bank lends in Vermont
By loan purpose
By loan type
Why it denied Vermont applicants
Where in Vermont
Counties with the most Colorado Federal Savings Bank applications in 2025.
| County | Applications | Originated | Denied | Denial rate |
|---|---|---|---|---|
| Chittenden County | 13 | 9 | 0 | 0.0% |
| Washington County | 2 | 2 | 0 | 0.0% |
| Lamoille County | 2 | 2 | 0 | 0.0% |
| Caledonia County | 1 | 0 | 1 | 100.0% |
| Windsor County | 1 | 1 | 0 | 0.0% |
| Grand Isle County | 1 | 1 | 0 | 0.0% |
Other large lenders in Vermont
| Lender | Grade | Applications | Denial rate | Median rate |
|---|---|---|---|---|
| Eastrise Federal Credit Union | A | 3,529 | 5.1% | 6.50% |
| Rocket Mortgage | C | 1,165 | 22.0% | 6.75% |
| North Country | C | 1,135 | 9.5% | 7.25% |
| Vermont Federal Credit Union | A | 1,003 | 12.0% | 6.75% |
| Citizens Bank | C | 826 | 38.9% | 7.65% |
| Emm Loans | B | 761 | 1.5% | 6.63% |
| Mascoma Bank | B | 717 | 16.5% | 6.75% |
| Union Bank | B | 641 | 4.5% | 6.63% |
| Manufacturers and Traders Trust | C | 617 | 30.8% | 5.99% |
| Community Bank | D | 607 | 13.3% | 7.00% |
Frequently asked questions
Vermont: 20 applications in 2025, of which 15 were originated and 1 denied.
5.0% of all applications, or 6.3% of the applications it actually decided on. The Vermont statewide average across all lenders was 14.8%.
The median rate on loans Colorado Federal Savings Bank originated in Vermont in 2025 was 6.50%, against a statewide median of 6.71%.
About this data. Figures are Colorado Federal Savings Bank's own HMDA filing for properties located in Vermont, 2025. The grade is national; state-level figures are shown for context and are not separately graded. Methodology