Coastal States Bank · South Carolina · 2025

Coastal States Bank in South Carolina: approval rate, denial rate and rates (2025)

Coastal States Bank took 59 mortgage applications in South Carolina in 2025, ranking #326 of 1,143 lenders active in the state. It originated 91.5% of them and denied 0.0% (0.0% of the applications it decided), against a statewide denial rate of 18.3%.

59Applicationsin SC
0.0%Decision denial ratestate 23.5%
Median ratestate 6.50%
$455,000Median loanstate $225,000
$41MVolume2 counties

Coastal States Bank in South Carolina vs the state

0.0%Denial rate-18.31 pts vs state
0.0%Decision denial rate-23.47 pts vs state
91.5%Origination rate+34.92 pts vs state
Median rate
Rate spread (pts)
$324kMedian applicant income
54Loans originated
0Denied

Trend in South Carolina

YearApplicationsOriginatedDenial rateMedian rateRank in state
202330250.0%#378
202439360.0%#360
202559540.0%#326

What Coastal States Bank lends in South Carolina

By loan purpose

Home purchase 52 88% · 0.0% denied
Refinance 5 8% · 0.0% denied
Cash-out refinance 1 2% · 0.0% denied
Home improvement 1 2% · 0.0% denied

By loan type

Conventional 59 100% · 0.0% denied

Where in South Carolina

Counties with the most Coastal States Bank applications in 2025.

CountyApplicationsOriginatedDeniedDenial rate
Beaufort County 58530 0.0%
Jasper County 110 0.0%

Other large lenders in South Carolina

LenderGradeApplicationsDenial rateMedian rate
Rocket MortgageC 13,40316.8%6.63%
Vanderbilt Mortgage and FinanceF 12,27240.7%6.50%
United Shore Financial ServicesB 9,23612.8%6.13%
21st MortgageF 6,51048.2%10.41%
Dhi Mortgage CompanyB 6,18417.4%4.99%
Navy Federal Credit UnionD 5,42421.2%7.50%
First-Citizens Bank & TrustB 5,39920.9%6.38%
Freedom MortgageB 5,2967.3%6.25%
Mortgage Research CenterC 5,18919.1%6.25%
Bank of AmericaF 5,00933.1%6.24%

Frequently asked questions

South Carolina: 59 applications in 2025, of which 54 were originated and 0 denied.

0.0% of all applications, or 0.0% of the applications it actually decided on. The South Carolina statewide average across all lenders was 18.3%.

This lender did not report interest rates on its originated loans (some institutions are exempt from HMDA pricing fields).

About this data. Figures are Coastal States Bank's own HMDA filing for properties located in South Carolina, 2025. The grade is national; state-level figures are shown for context and are not separately graded. Methodology