Citizens State Bank of La Crosse in Iowa vs the state
0.0%Denial rate-12.86 pts vs state
0.0%Decision denial rate-15.31 pts vs state
100.0%Origination rate+31.54 pts vs state
7.49%Median rate+0.99 pts vs state
-0.12Rate spread (pts)-0.31 pts vs state
$188kMedian applicant income
5Loans originated
0Denied
What Citizens State Bank of La Crosse lends in Iowa
By loan purpose
By loan type
Where in Iowa
Counties with the most Citizens State Bank of La Crosse applications in 2025.
| County | Applications | Originated | Denied | Denial rate |
|---|---|---|---|---|
| Jackson County | 4 | 4 | 0 | 0.0% |
| Allamakee County | 1 | 1 | 0 | 0.0% |
Other large lenders in Iowa
| Lender | Grade | Applications | Denial rate | Median rate |
|---|---|---|---|---|
| GREENSTATE Credit Union | B | 13,829 | 5.9% | 6.50% |
| Veridian Credit Union | B | 8,725 | 8.9% | 6.49% |
| Rocket Mortgage | C | 3,761 | 22.7% | 6.63% |
| Hills Bank and Trust | A | 3,434 | 6.1% | 6.25% |
| U.S. Bank | D | 2,720 | 25.7% | 7.00% |
| Dupaco Community | A | 2,669 | 16.1% | 7.00% |
| Community Choice Credit Union | B | 2,653 | 11.8% | 6.13% |
| Iowa Bankers Mortgage | B | 2,423 | 15.4% | 6.50% |
| Broker Solutions | D | 2,386 | 6.4% | 6.75% |
| Northwest Bank | A | 2,181 | 5.7% | 6.38% |
Frequently asked questions
Iowa: 5 applications in 2025, of which 5 were originated and 0 denied.
0.0% of all applications, or 0.0% of the applications it actually decided on. The Iowa statewide average across all lenders was 12.9%.
The median rate on loans Citizens State Bank of La Crosse originated in Iowa in 2025 was 7.49%, against a statewide median of 6.50%.
About this data. Figures are Citizens State Bank of La Crosse's own HMDA filing for properties located in Iowa, 2025. The grade is national; state-level figures are shown for context and are not separately graded. Methodology