Christian Community Credit Union in New Jersey vs the state
20.0%Denial rate+2.31 pts vs state
50.0%Decision denial rate+26.95 pts vs state
20.0%Origination rate-35.68 pts vs state
7.00%Median rate+0.25 pts vs state
0.58Rate spread (pts)+0.29 pts vs state
$76kMedian applicant income
1Loans originated
1Denied
Trend in New Jersey
| Year | Applications | Originated | Denial rate | Median rate | Rank in state |
|---|---|---|---|---|---|
| 2024 | 6 | 2 | 0.0% | 7.88% | #574 |
| 2025 | 5 | 1 | 20.0% | 7.00% | #600 |
What Christian Community Credit Union lends in New Jersey
By loan purpose
By loan type
Why it denied New Jersey applicants
Other large lenders in New Jersey
| Lender | Grade | Applications | Denial rate | Median rate |
|---|---|---|---|---|
| Rocket Mortgage | C | 16,339 | 16.1% | 6.75% |
| TD Bank | D | 12,532 | 26.2% | 7.49% |
| Bank of America | F | 12,142 | 30.6% | 6.00% |
| Citizens Bank | C | 12,113 | 28.9% | 7.40% |
| Crosscountry Mortgage | B | 12,042 | 5.3% | 6.75% |
| PNC Bank | D | 10,815 | 27.8% | 7.75% |
| United Shore Financial Services | B | 10,552 | 15.3% | 6.38% |
| Guaranteed Rate | B | 8,643 | 5.5% | 6.58% |
| Newrez | D | 6,535 | 22.5% | 6.99% |
| Loandepot.Com | D | 6,491 | 15.3% | 6.63% |
Frequently asked questions
New Jersey: 5 applications in 2025, of which 1 were originated and 1 denied.
20.0% of all applications, or 50.0% of the applications it actually decided on. The New Jersey statewide average across all lenders was 17.7%.
The median rate on loans Christian Community Credit Union originated in New Jersey in 2025 was 7.00%, against a statewide median of 6.75%.
About this data. Figures are Christian Community Credit Union's own HMDA filing for properties located in New Jersey, 2025. The grade is national; state-level figures are shown for context and are not separately graded. Methodology