Central One Federal Credit Union in South Carolina vs the state
14.3%Denial rate-4.02 pts vs state
16.7%Decision denial rate-6.80 pts vs state
71.4%Origination rate+14.82 pts vs state
6.50%Median rate0.00 pts vs state
-0.71Rate spread (pts)-0.93 pts vs state
$135kMedian applicant income
5Loans originated
1Denied
What Central One Federal Credit Union lends in South Carolina
By loan purpose
By loan type
Why it denied South Carolina applicants
Where in South Carolina
Counties with the most Central One Federal Credit Union applications in 2025.
| County | Applications | Originated | Denied | Denial rate |
|---|---|---|---|---|
| Charleston County | 2 | 1 | 0 | 0.0% |
| Richland County | 1 | 1 | 0 | 0.0% |
| Berkeley County | 1 | 0 | 1 | 100.0% |
| Lexington County | 1 | 1 | 0 | 0.0% |
| Horry County | 1 | 1 | 0 | 0.0% |
| Greenville County | 1 | 1 | 0 | 0.0% |
Other large lenders in South Carolina
| Lender | Grade | Applications | Denial rate | Median rate |
|---|---|---|---|---|
| Rocket Mortgage | C | 13,403 | 16.8% | 6.63% |
| Vanderbilt Mortgage and Finance | F | 12,272 | 40.7% | 6.50% |
| United Shore Financial Services | B | 9,236 | 12.8% | 6.13% |
| 21st Mortgage | F | 6,510 | 48.2% | 10.41% |
| Dhi Mortgage Company | B | 6,184 | 17.4% | 4.99% |
| Navy Federal Credit Union | D | 5,424 | 21.2% | 7.50% |
| First-Citizens Bank & Trust | B | 5,399 | 20.9% | 6.38% |
| Freedom Mortgage | B | 5,296 | 7.3% | 6.25% |
| Mortgage Research Center | C | 5,189 | 19.1% | 6.25% |
| Bank of America | F | 5,009 | 33.1% | 6.24% |
Frequently asked questions
South Carolina: 7 applications in 2025, of which 5 were originated and 1 denied.
14.3% of all applications, or 16.7% of the applications it actually decided on. The South Carolina statewide average across all lenders was 18.3%.
The median rate on loans Central One Federal Credit Union originated in South Carolina in 2025 was 6.50%, against a statewide median of 6.50%.
About this data. Figures are Central One Federal Credit Union's own HMDA filing for properties located in South Carolina, 2025. The grade is national; state-level figures are shown for context and are not separately graded. Methodology