Center Street Lending VIII SPE in District of Columbia vs the state
9.1%Denial rate-8.97 pts vs state
14.3%Decision denial rate-9.45 pts vs state
54.6%Origination rate-0.96 pts vs state
10.25%Median rate+3.74 pts vs state
—Rate spread (pts)
—Median applicant income
6Loans originated
1Denied
Trend in District of Columbia
| Year | Applications | Originated | Denial rate | Median rate | Rank in state |
|---|---|---|---|---|---|
| 2024 | 10 | 5 | 0.0% | 11.24% | #177 |
| 2025 | 11 | 6 | 9.1% | 10.25% | #171 |
What Center Street Lending VIII SPE lends in District of Columbia
By loan purpose
By loan type
Why it denied District of Columbia applicants
Other large lenders in District of Columbia
| Lender | Grade | Applications | Denial rate | Median rate |
|---|---|---|---|---|
| Navy Federal Credit Union | D | 786 | 28.5% | 7.75% |
| Rocket Mortgage | C | 671 | 20.7% | 6.63% |
| Bank of America | F | 546 | 33.2% | 5.99% |
| First Savings Mortgage | A | 544 | 0.9% | 6.50% |
| Truist Bank | C | 529 | 41.2% | 6.25% |
| PNC Bank | D | 467 | 31.5% | 6.25% |
| JPMorgan Chase Bank | B | 459 | 7.6% | 6.38% |
| Citibank | B | 417 | 9.6% | 6.00% |
| First Home Mortgage | B | 359 | 2.5% | 6.63% |
| Newrez | D | 353 | 23.5% | 6.63% |
Frequently asked questions
District of Columbia: 11 applications in 2025, of which 6 were originated and 1 denied.
9.1% of all applications, or 14.3% of the applications it actually decided on. The District of Columbia statewide average across all lenders was 18.1%.
The median rate on loans Center Street Lending VIII SPE originated in District of Columbia in 2025 was 10.25%, against a statewide median of 6.50%.
About this data. Figures are Center Street Lending VIII SPE's own HMDA filing for properties located in District of Columbia, 2025. The grade is national; state-level figures are shown for context and are not separately graded. Methodology