Center Street Lending VIII SPE in Arizona vs the state
9.4%Denial rate-6.85 pts vs state
11.5%Decision denial rate-8.87 pts vs state
71.9%Origination rate+12.40 pts vs state
10.49%Median rate+3.99 pts vs state
—Rate spread (pts)
—Median applicant income
23Loans originated
3Denied
Trend in Arizona
| Year | Applications | Originated | Denial rate | Median rate | Rank in state |
|---|---|---|---|---|---|
| 2024 | 24 | 14 | 0.0% | 10.99% | #385 |
| 2025 | 32 | 23 | 9.4% | 10.49% | #367 |
What Center Street Lending VIII SPE lends in Arizona
By loan purpose
By loan type
Why it denied Arizona applicants
Other large lenders in Arizona
| Lender | Grade | Applications | Denial rate | Median rate |
|---|---|---|---|---|
| United Shore Financial Services | B | 25,383 | 10.2% | 6.25% |
| Rocket Mortgage | C | 17,947 | 15.6% | 6.75% |
| Desert Financial Credit Union | B | 16,970 | 24.3% | 6.49% |
| Crosscountry Mortgage | B | 7,570 | 3.8% | 6.58% |
| Fairway Independent Mortgage | B | 6,729 | 5.6% | 6.63% |
| Bank of America | F | 6,229 | 32.2% | 6.24% |
| Loandepot.Com | D | 6,180 | 16.1% | 5.99% |
| Pennymac Loan Services | C | 5,838 | 11.7% | 6.62% |
| Nova Financial & Investment | C | 5,380 | 16.2% | 6.49% |
| Freedom Mortgage | B | 4,991 | 7.0% | 6.00% |
Frequently asked questions
Arizona: 32 applications in 2025, of which 23 were originated and 3 denied.
9.4% of all applications, or 11.5% of the applications it actually decided on. The Arizona statewide average across all lenders was 16.2%.
The median rate on loans Center Street Lending VIII SPE originated in Arizona in 2025 was 10.49%, against a statewide median of 6.50%.
About this data. Figures are Center Street Lending VIII SPE's own HMDA filing for properties located in Arizona, 2025. The grade is national; state-level figures are shown for context and are not separately graded. Methodology