Blue Grass Savings Bank · Illinois · 2025

Blue Grass Savings Bank in Illinois: approval rate, denial rate and rates (2025)

Blue Grass Savings Bank took 27 mortgage applications in Illinois in 2025, ranking #555 of 1,150 lenders active in the state. It originated 100.0% of them and denied 0.0% (0.0% of the applications it decided), against a statewide denial rate of 17.1%.

27Applicationsin IL
0.0%Decision denial ratestate 21.7%
Median ratestate 6.75%
$65,000Median loanstate $185,000
$3.2MVolume1 counties

Blue Grass Savings Bank in Illinois vs the state

0.0%Denial rate-17.12 pts vs state
0.0%Decision denial rate-21.68 pts vs state
100.0%Origination rate+41.26 pts vs state
Median rate
Rate spread (pts)
$155kMedian applicant income
27Loans originated
0Denied

Trend in Illinois

YearApplicationsOriginatedDenial rateMedian rateRank in state
202334340.0%#514
202422220.0%#573
202527270.0%#555

What Blue Grass Savings Bank lends in Illinois

By loan purpose

Home purchase 21 78% · 0.0% denied
Refinance 1 4% · 0.0% denied
Home improvement 5 19% · 0.0% denied

By loan type

Conventional 27 100% · 0.0% denied

Where in Illinois

Counties with the most Blue Grass Savings Bank applications in 2025.

CountyApplicationsOriginatedDeniedDenial rate
Rock Island County 27270 0.0%

Other large lenders in Illinois

LenderGradeApplicationsDenial rateMedian rate
Guaranteed RateB 17,4794.9%6.63%
Rocket MortgageC 16,97119.7%6.75%
United Shore Financial ServicesB 15,64413.0%6.50%
JPMorgan Chase BankB 13,5749.7%6.49%
U.S. BankD 10,07638.3%7.00%
Crosscountry MortgageB 8,7794.5%6.75%
Fifth Third BankD 8,62832.1%7.50%
The Huntington National BankD 8,22631.9%6.99%
BMO BankF 8,00732.7%8.33%
Loandepot.ComD 7,01917.7%6.88%

Frequently asked questions

Illinois: 27 applications in 2025, of which 27 were originated and 0 denied.

0.0% of all applications, or 0.0% of the applications it actually decided on. The Illinois statewide average across all lenders was 17.1%.

This lender did not report interest rates on its originated loans (some institutions are exempt from HMDA pricing fields).

About this data. Figures are Blue Grass Savings Bank's own HMDA filing for properties located in Illinois, 2025. The grade is national; state-level figures are shown for context and are not separately graded. Methodology