Banterra Bank in Indiana vs the state
12.8%Denial rate-3.80 pts vs state
15.0%Decision denial rate-5.14 pts vs state
70.2%Origination rate+7.96 pts vs state
6.91%Median rate+0.16 pts vs state
-0.10Rate spread (pts)-0.47 pts vs state
$110kMedian applicant income
33Loans originated
6Denied
Trend in Indiana
| Year | Applications | Originated | Denial rate | Median rate | Rank in state |
|---|---|---|---|---|---|
| 2023 | 39 | 30 | 10.3% | 7.05% | #352 |
| 2024 | 41 | 31 | 4.9% | 7.25% | #361 |
| 2025 | 47 | 33 | 12.8% | 6.91% | #355 |
What Banterra Bank lends in Indiana
By loan purpose
By loan type
Why it denied Indiana applicants
Where in Indiana
Counties with the most Banterra Bank applications in 2025.
| County | Applications | Originated | Denied | Denial rate |
|---|---|---|---|---|
| Vanderburgh County | 35 | 25 | 5 | 14.3% |
| Warrick County | 10 | 7 | 0 | 0.0% |
| Posey County | 2 | 1 | 1 | 50.0% |
Other large lenders in Indiana
| Lender | Grade | Applications | Denial rate | Median rate |
|---|---|---|---|---|
| Rocket Mortgage | C | 13,503 | 18.6% | 6.75% |
| Ruoff Mortgage Company | A | 8,860 | 4.0% | 6.75% |
| Fifth Third Bank | D | 8,693 | 27.6% | 7.75% |
| United Shore Financial Services | B | 8,659 | 12.2% | 6.38% |
| Freedom Mortgage | B | 5,454 | 8.9% | 6.25% |
| Newrez | D | 5,421 | 18.2% | 6.63% |
| First Merchants Bank | C | 5,114 | 19.9% | 6.76% |
| Fairway Independent Mortgage | B | 4,813 | 7.4% | 6.75% |
| Mortgage Research Center | C | 4,791 | 19.0% | 6.25% |
| PNC Bank | D | 4,724 | 25.1% | 7.55% |
Frequently asked questions
Indiana: 47 applications in 2025, of which 33 were originated and 6 denied.
12.8% of all applications, or 15.0% of the applications it actually decided on. The Indiana statewide average across all lenders was 16.6%.
The median rate on loans Banterra Bank originated in Indiana in 2025 was 6.91%, against a statewide median of 6.75%.
About this data. Figures are Banterra Bank's own HMDA filing for properties located in Indiana, 2025. The grade is national; state-level figures are shown for context and are not separately graded. Methodology