Atlantic Coast Mortgage in California vs the state
0.0%Denial rate-17.42 pts vs state
0.0%Decision denial rate-22.40 pts vs state
16.7%Origination rate-39.53 pts vs state
9.25%Median rate+2.63 pts vs state
—Rate spread (pts)
$166kMedian applicant income
1Loans originated
0Denied
What Atlantic Coast Mortgage lends in California
By loan purpose
By loan type
Where in California
Counties with the most Atlantic Coast Mortgage applications in 2025.
| County | Applications | Originated | Denied | Denial rate |
|---|---|---|---|---|
| San Diego County | 2 | 1 | 0 | 0.0% |
| Riverside County | 1 | 0 | 0 | 0.0% |
| Placer County | 1 | 0 | 0 | 0.0% |
| Alameda County | 1 | 0 | 0 | 0.0% |
| Los Angeles County | 1 | 0 | 0 | 0.0% |
Other large lenders in California
| Lender | Grade | Applications | Denial rate | Median rate |
|---|---|---|---|---|
| United Shore Financial Services | B | 79,261 | 12.6% | 6.49% |
| Rocket Mortgage | C | 58,925 | 17.6% | 6.75% |
| Bank of America | F | 40,190 | 30.8% | 5.99% |
| U.S. Bank | D | 32,493 | 31.6% | 6.50% |
| JPMorgan Chase Bank | B | 22,048 | 9.7% | 6.13% |
| Spring Eq | D | 21,601 | 50.8% | 8.88% |
| Schoolsfirst | A | 19,086 | 10.0% | 6.25% |
| Pennymac Loan Services | C | 18,754 | 13.5% | 6.50% |
| Newrez | D | 17,000 | 19.3% | 6.63% |
| Loandepot.Com | D | 16,645 | 18.7% | 6.63% |
Frequently asked questions
California: 6 applications in 2025, of which 1 were originated and 0 denied.
0.0% of all applications, or 0.0% of the applications it actually decided on. The California statewide average across all lenders was 17.4%.
The median rate on loans Atlantic Coast Mortgage originated in California in 2025 was 9.25%, against a statewide median of 6.63%.
About this data. Figures are Atlantic Coast Mortgage's own HMDA filing for properties located in California, 2025. The grade is national; state-level figures are shown for context and are not separately graded. Methodology