Anchor Loans · Maryland · 2025

Anchor Loans in Maryland: approval rate, denial rate and rates (2025)

Anchor Loans took 65 mortgage applications in Maryland in 2025, ranking #290 of 810 lenders active in the state. It originated 46.2% of them and denied 53.9% (53.9% of the applications it decided), against a statewide denial rate of 18.8%.

65Applicationsin MD
53.9%Decision denial ratestate 24.1%
9.50%Median ratestate 6.63%
$305,000Median loanstate $265,000
$21MVolume0 counties

Anchor Loans in Maryland vs the state

53.9%Denial rate+35.05 pts vs state
53.9%Decision denial rate+29.72 pts vs state
46.2%Origination rate-9.56 pts vs state
9.50%Median rate+2.88 pts vs state
Rate spread (pts)
Median applicant income
30Loans originated
35Denied

Trend in Maryland

YearApplicationsOriginatedDenial rateMedian rateRank in state
2023502844.0%9.75%#289
2024292417.2%10.00%#365
2025653053.9%9.50%#290

What Anchor Loans lends in Maryland

By loan purpose

Home purchase 46 71% · 56.5% denied
Refinance 19 29% · 47.4% denied

By loan type

Conventional 65 100% · 53.9% denied

Other large lenders in Maryland

LenderGradeApplicationsDenial rateMedian rate
Rocket MortgageC 12,80616.8%6.63%
Navy Federal Credit UnionD 11,43623.0%8.00%
United Shore Financial ServicesB 9,30716.0%6.13%
Truist BankC 6,55934.9%6.49%
Bank of AmericaF 6,05135.8%6.24%
NewrezD 5,73921.0%6.63%
State Employees Credit Union of MarylandD 5,62444.6%6.25%
PNC BankD 5,58228.0%7.41%
Manufacturers and Traders TrustC 5,49732.0%5.99%
Pennymac Loan ServicesC 5,41112.4%6.49%

Frequently asked questions

Maryland: 65 applications in 2025, of which 30 were originated and 35 denied.

53.9% of all applications, or 53.9% of the applications it actually decided on. The Maryland statewide average across all lenders was 18.8%.

The median rate on loans Anchor Loans originated in Maryland in 2025 was 9.50%, against a statewide median of 6.63%.

About this data. Figures are Anchor Loans's own HMDA filing for properties located in Maryland, 2025. The grade is national; state-level figures are shown for context and are not separately graded. Methodology