Anchor Loans in Georgia vs the state
58.0%Denial rate+38.77 pts vs state
58.0%Decision denial rate+32.92 pts vs state
42.0%Origination rate-12.08 pts vs state
9.75%Median rate+3.13 pts vs state
—Rate spread (pts)
—Median applicant income
71Loans originated
98Denied
Trend in Georgia
| Year | Applications | Originated | Denial rate | Median rate | Rank in state |
|---|---|---|---|---|---|
| 2023 | 105 | 68 | 35.2% | 9.50% | #301 |
| 2024 | 72 | 44 | 38.9% | 10.50% | #383 |
| 2025 | 169 | 71 | 58.0% | 9.75% | #263 |
What Anchor Loans lends in Georgia
By loan purpose
By loan type
Other large lenders in Georgia
| Lender | Grade | Applications | Denial rate | Median rate |
|---|---|---|---|---|
| Rocket Mortgage | C | 29,845 | 18.2% | 6.63% |
| United Shore Financial Services | B | 23,784 | 12.6% | 6.25% |
| Navy Federal Credit Union | D | 12,388 | 26.4% | 7.95% |
| Truist Bank | C | 10,563 | 38.7% | 6.49% |
| Pennymac Loan Services | C | 10,273 | 11.6% | 6.49% |
| Broker Solutions | D | 9,709 | 8.6% | 6.63% |
| Mortgage Research Center | C | 9,443 | 19.8% | 6.25% |
| Freedom Mortgage | B | 9,293 | 9.1% | 6.25% |
| Bank of America | F | 9,168 | 36.5% | 6.24% |
| Ameris Bank | B | 8,065 | 10.1% | 6.50% |
Frequently asked questions
Georgia: 169 applications in 2025, of which 71 were originated and 98 denied.
58.0% of all applications, or 58.0% of the applications it actually decided on. The Georgia statewide average across all lenders was 19.2%.
The median rate on loans Anchor Loans originated in Georgia in 2025 was 9.75%, against a statewide median of 6.63%.
About this data. Figures are Anchor Loans's own HMDA filing for properties located in Georgia, 2025. The grade is national; state-level figures are shown for context and are not separately graded. Methodology