Ameritrust Mortgage in Minnesota vs the state
3.6%Denial rate-10.03 pts vs state
7.1%Decision denial rate-9.21 pts vs state
46.4%Origination rate-19.94 pts vs state
7.13%Median rate+0.50 pts vs state
—Rate spread (pts)
$103kMedian applicant income
13Loans originated
1Denied
Trend in Minnesota
| Year | Applications | Originated | Denial rate | Median rate | Rank in state |
|---|---|---|---|---|---|
| 2024 | 15 | 7 | 0.0% | 8.25% | #410 |
| 2025 | 28 | 13 | 3.6% | 7.13% | #350 |
What Ameritrust Mortgage lends in Minnesota
By loan purpose
By loan type
Why it denied Minnesota applicants
Where in Minnesota
Counties with the most Ameritrust Mortgage applications in 2025.
| County | Applications | Originated | Denied | Denial rate |
|---|---|---|---|---|
| Hennepin County | 9 | 6 | 0 | 0.0% |
| Ramsey County | 6 | 3 | 0 | 0.0% |
| Aitkin County | 4 | 0 | 1 | 25.0% |
| Anoka County | 3 | 1 | 0 | 0.0% |
| Blue Earth County | 1 | 1 | 0 | 0.0% |
| Clay County | 1 | 1 | 0 | 0.0% |
| Olmsted County | 1 | 1 | 0 | 0.0% |
| Scott County | 1 | 0 | 0 | 0.0% |
| Dakota County | 1 | 0 | 0 | 0.0% |
| Hubbard County | 1 | 0 | 0 | 0.0% |
Other large lenders in Minnesota
| Lender | Grade | Applications | Denial rate | Median rate |
|---|---|---|---|---|
| United Shore Financial Services | B | 8,694 | 10.6% | 6.38% |
| U.S. Bank | D | 8,624 | 30.4% | 7.88% |
| Bell Bank | A | 7,987 | 5.3% | 6.63% |
| Rocket Mortgage | C | 7,630 | 16.3% | 6.63% |
| Trustone Financial Credit Union | C | 6,066 | 20.0% | 7.25% |
| Affinity Plus | C | 5,438 | 14.6% | 6.63% |
| Blaze Credit Union | B | 4,074 | 12.3% | 6.38% |
| Wings Financial Credit Union | A | 3,960 | 16.4% | 7.25% |
| Crosscountry Mortgage | B | 3,942 | 2.1% | 6.63% |
| Fairway Independent Mortgage | B | 3,327 | 3.2% | 6.75% |
Frequently asked questions
Minnesota: 28 applications in 2025, of which 13 were originated and 1 denied.
3.6% of all applications, or 7.1% of the applications it actually decided on. The Minnesota statewide average across all lenders was 13.6%.
The median rate on loans Ameritrust Mortgage originated in Minnesota in 2025 was 7.13%, against a statewide median of 6.63%.
About this data. Figures are Ameritrust Mortgage's own HMDA filing for properties located in Minnesota, 2025. The grade is national; state-level figures are shown for context and are not separately graded. Methodology