Ameritrust Mortgage in Kentucky vs the state
2.6%Denial rate-16.18 pts vs state
10.0%Decision denial rate-13.49 pts vs state
23.7%Origination rate-34.36 pts vs state
6.99%Median rate+0.24 pts vs state
1.71Rate spread (pts)+1.39 pts vs state
$163kMedian applicant income
9Loans originated
1Denied
Trend in Kentucky
| Year | Applications | Originated | Denial rate | Median rate | Rank in state |
|---|---|---|---|---|---|
| 2024 | 8 | 2 | 0.0% | 6.88% | #435 |
| 2025 | 38 | 9 | 2.6% | 6.99% | #290 |
What Ameritrust Mortgage lends in Kentucky
By loan purpose
By loan type
Why it denied Kentucky applicants
Where in Kentucky
Counties with the most Ameritrust Mortgage applications in 2025.
| County | Applications | Originated | Denied | Denial rate |
|---|---|---|---|---|
| Todd County | 17 | 0 | 0 | 0.0% |
| Kenton County | 5 | 3 | 1 | 20.0% |
| Campbell County | 4 | 3 | 0 | 0.0% |
| Fayette County | 3 | 0 | 0 | 0.0% |
| Lincoln County | 2 | 0 | 0 | 0.0% |
| Wayne County | 2 | 1 | 0 | 0.0% |
| Christian County | 1 | 1 | 0 | 0.0% |
| Powell County | 1 | 0 | 0 | 0.0% |
| Grant County | 1 | 0 | 0 | 0.0% |
| Knox County | 1 | 1 | 0 | 0.0% |
Other large lenders in Kentucky
| Lender | Grade | Applications | Denial rate | Median rate |
|---|---|---|---|---|
| Rocket Mortgage | C | 8,420 | 18.1% | 6.75% |
| Vanderbilt Mortgage and Finance | F | 8,220 | 44.8% | 9.50% |
| United Shore Financial Services | B | 6,871 | 9.8% | 6.50% |
| Fifth Third Bank | D | 5,663 | 25.5% | 7.75% |
| U.S. Bank | D | 4,887 | 29.5% | 7.00% |
| Mortgage Research Center | C | 3,617 | 18.0% | 6.25% |
| PNC Bank | D | 3,585 | 23.7% | 7.40% |
| 21st Mortgage | F | 3,478 | 48.0% | 9.95% |
| Commonwealth | C | 3,270 | 24.9% | 7.25% |
| Stockton Mortgage | D | 3,255 | 6.1% | 6.63% |
Frequently asked questions
Kentucky: 38 applications in 2025, of which 9 were originated and 1 denied.
2.6% of all applications, or 10.0% of the applications it actually decided on. The Kentucky statewide average across all lenders was 18.8%.
The median rate on loans Ameritrust Mortgage originated in Kentucky in 2025 was 6.99%, against a statewide median of 6.75%.
About this data. Figures are Ameritrust Mortgage's own HMDA filing for properties located in Kentucky, 2025. The grade is national; state-level figures are shown for context and are not separately graded. Methodology