AmeriSave Mortgage in South Dakota vs the state
60.7%Denial rate+47.92 pts vs state
70.1%Decision denial rate+54.32 pts vs state
25.9%Origination rate-40.10 pts vs state
8.31%Median rate+1.81 pts vs state
2.44Rate spread (pts)+2.26 pts vs state
$73kMedian applicant income
62Loans originated
145Denied
Trend in South Dakota
| Year | Applications | Originated | Denial rate | Median rate | Rank in state |
|---|---|---|---|---|---|
| 2023 | 174 | 31 | 25.3% | 6.25% | #34 |
| 2024 | 251 | 33 | 72.1% | 9.25% | #25 |
| 2025 | 239 | 62 | 60.7% | 8.31% | #27 |
What AmeriSave Mortgage lends in South Dakota
By loan purpose
By loan type
Why it denied South Dakota applicants
Where in South Dakota
Counties with the most AmeriSave Mortgage applications in 2025.
| County | Applications | Originated | Denied | Denial rate |
|---|---|---|---|---|
| Pennington County | 38 | 9 | 21 | 55.3% |
| Minnehaha County | 34 | 5 | 24 | 70.6% |
| Meade County | 16 | 7 | 7 | 43.8% |
| Lincoln County | 14 | 5 | 7 | 50.0% |
| Fall River County | 13 | 2 | 10 | 76.9% |
| Brookings County | 10 | 3 | 5 | 50.0% |
| Davison County | 9 | 3 | 5 | 55.6% |
| Brown County | 8 | 4 | 4 | 50.0% |
| Codington County | 7 | 2 | 5 | 71.4% |
| Hughes County | 7 | 1 | 5 | 71.4% |
Other large lenders in South Dakota
| Lender | Grade | Applications | Denial rate | Median rate |
|---|---|---|---|---|
| Plains Commerce Bank | B | 2,280 | 5.5% | 6.25% |
| First PREMIER Bank | C | 1,389 | 11.7% | 6.88% |
| First Bank & Trust | C | 1,320 | 11.2% | 6.63% |
| Black Hills Federal Credit Union | D | 1,223 | 23.0% | 7.75% |
| Rocket Mortgage | C | 1,027 | 16.9% | 6.75% |
| CMG Mortgage | A | 919 | 2.3% | 6.38% |
| Bankwest | F | 786 | 14.0% | 7.25% |
| First Dakota National Bank | A | 690 | 4.6% | 6.50% |
| Levo Federal Credit Union | B | 644 | 6.8% | 7.50% |
| U.S. Bank | D | 637 | 24.0% | 6.99% |
Frequently asked questions
South Dakota: 239 applications in 2025, of which 62 were originated and 145 denied.
60.7% of all applications, or 70.1% of the applications it actually decided on. The South Dakota statewide average across all lenders was 12.8%.
The median rate on loans AmeriSave Mortgage originated in South Dakota in 2025 was 8.31%, against a statewide median of 6.50%.
About this data. Figures are AmeriSave Mortgage's own HMDA filing for properties located in South Dakota, 2025. The grade is national; state-level figures are shown for context and are not separately graded. Methodology