Amerihome Mortgage Company in South Dakota vs the state
11.8%Denial rate-0.99 pts vs state
18.2%Decision denial rate+2.45 pts vs state
52.9%Origination rate-13.10 pts vs state
6.13%Median rate-0.38 pts vs state
0.08Rate spread (pts)-0.10 pts vs state
$98kMedian applicant income
9Loans originated
2Denied
Trend in South Dakota
| Year | Applications | Originated | Denial rate | Median rate | Rank in state |
|---|---|---|---|---|---|
| 2023 | 9 | 5 | 11.1% | 6.63% | #124 |
| 2024 | 25 | 15 | 0.0% | 6.50% | #90 |
| 2025 | 17 | 9 | 11.8% | 6.13% | #113 |
What Amerihome Mortgage Company lends in South Dakota
By loan purpose
By loan type
Why it denied South Dakota applicants
Where in South Dakota
Counties with the most Amerihome Mortgage Company applications in 2025.
| County | Applications | Originated | Denied | Denial rate |
|---|---|---|---|---|
| Pennington County | 6 | 3 | 1 | 16.7% |
| Lincoln County | 3 | 1 | 0 | 0.0% |
| Minnehaha County | 3 | 3 | 0 | 0.0% |
| Clay County | 2 | 1 | 0 | 0.0% |
| Lake County | 1 | 0 | 0 | 0.0% |
| Custer County | 1 | 0 | 1 | 100.0% |
| Codington County | 1 | 1 | 0 | 0.0% |
Other large lenders in South Dakota
| Lender | Grade | Applications | Denial rate | Median rate |
|---|---|---|---|---|
| Plains Commerce Bank | B | 2,280 | 5.5% | 6.25% |
| First PREMIER Bank | C | 1,389 | 11.7% | 6.88% |
| First Bank & Trust | C | 1,320 | 11.2% | 6.63% |
| Black Hills Federal Credit Union | D | 1,223 | 23.0% | 7.75% |
| Rocket Mortgage | C | 1,027 | 16.9% | 6.75% |
| CMG Mortgage | A | 919 | 2.3% | 6.38% |
| Bankwest | F | 786 | 14.0% | 7.25% |
| First Dakota National Bank | A | 690 | 4.6% | 6.50% |
| Levo Federal Credit Union | B | 644 | 6.8% | 7.50% |
| U.S. Bank | D | 637 | 24.0% | 6.99% |
Frequently asked questions
South Dakota: 17 applications in 2025, of which 9 were originated and 2 denied.
11.8% of all applications, or 18.2% of the applications it actually decided on. The South Dakota statewide average across all lenders was 12.8%.
The median rate on loans Amerihome Mortgage Company originated in South Dakota in 2025 was 6.13%, against a statewide median of 6.50%.
About this data. Figures are Amerihome Mortgage Company's own HMDA filing for properties located in South Dakota, 2025. The grade is national; state-level figures are shown for context and are not separately graded. Methodology