American Airlines Federal Credit Union in Minnesota vs the state
18.2%Denial rate+4.58 pts vs state
22.2%Decision denial rate+5.87 pts vs state
63.6%Origination rate-2.73 pts vs state
7.00%Median rate+0.38 pts vs state
0.15Rate spread (pts)-0.10 pts vs state
$201kMedian applicant income
7Loans originated
2Denied
Trend in Minnesota
| Year | Applications | Originated | Denial rate | Median rate | Rank in state |
|---|---|---|---|---|---|
| 2023 | 15 | 9 | 20.0% | 6.00% | #414 |
| 2024 | 7 | 4 | 14.3% | 6.88% | #491 |
| 2025 | 11 | 7 | 18.2% | 7.00% | #452 |
What American Airlines Federal Credit Union lends in Minnesota
By loan purpose
By loan type
Why it denied Minnesota applicants
Where in Minnesota
Counties with the most American Airlines Federal Credit Union applications in 2025.
| County | Applications | Originated | Denied | Denial rate |
|---|---|---|---|---|
| Hennepin County | 5 | 3 | 1 | 20.0% |
| Lake County | 1 | 1 | 0 | 0.0% |
| Olmsted County | 1 | 1 | 0 | 0.0% |
| Dakota County | 1 | 0 | 1 | 100.0% |
| St. Louis County | 1 | 0 | 0 | 0.0% |
| Ramsey County | 1 | 1 | 0 | 0.0% |
| Itasca County | 1 | 1 | 0 | 0.0% |
Other large lenders in Minnesota
| Lender | Grade | Applications | Denial rate | Median rate |
|---|---|---|---|---|
| United Shore Financial Services | B | 8,694 | 10.6% | 6.38% |
| U.S. Bank | D | 8,624 | 30.4% | 7.88% |
| Bell Bank | A | 7,987 | 5.3% | 6.63% |
| Rocket Mortgage | C | 7,630 | 16.3% | 6.63% |
| Trustone Financial Credit Union | C | 6,066 | 20.0% | 7.25% |
| Affinity Plus | C | 5,438 | 14.6% | 6.63% |
| Blaze Credit Union | B | 4,074 | 12.3% | 6.38% |
| Wings Financial Credit Union | A | 3,960 | 16.4% | 7.25% |
| Crosscountry Mortgage | B | 3,942 | 2.1% | 6.63% |
| Fairway Independent Mortgage | B | 3,327 | 3.2% | 6.75% |
Frequently asked questions
Minnesota: 11 applications in 2025, of which 7 were originated and 2 denied.
18.2% of all applications, or 22.2% of the applications it actually decided on. The Minnesota statewide average across all lenders was 13.6%.
The median rate on loans American Airlines Federal Credit Union originated in Minnesota in 2025 was 7.00%, against a statewide median of 6.63%.
About this data. Figures are American Airlines Federal Credit Union's own HMDA filing for properties located in Minnesota, 2025. The grade is national; state-level figures are shown for context and are not separately graded. Methodology