Ally Bank in Massachusetts vs the state
0.0%Denial rate-16.21 pts vs state
0.0%Decision denial rate-19.95 pts vs state
45.5%Origination rate-17.15 pts vs state
6.38%Median rate-0.25 pts vs state
-0.08Rate spread (pts)-0.18 pts vs state
$256kMedian applicant income
5Loans originated
0Denied
Trend in Massachusetts
| Year | Applications | Originated | Denial rate | Median rate | Rank in state |
|---|---|---|---|---|---|
| 2023 | 100 | 35 | 7.0% | 6.25% | #227 |
| 2024 | 98 | 52 | 6.1% | 6.50% | #235 |
| 2025 | 11 | 5 | 0.0% | 6.38% | #458 |
What Ally Bank lends in Massachusetts
By loan purpose
By loan type
Where in Massachusetts
Counties with the most Ally Bank applications in 2025.
| County | Applications | Originated | Denied | Denial rate |
|---|---|---|---|---|
| Middlesex County | 6 | 2 | 0 | 0.0% |
| Worcester County | 3 | 1 | 0 | 0.0% |
| Norfolk County | 1 | 1 | 0 | 0.0% |
| Barnstable County | 1 | 1 | 0 | 0.0% |
Other large lenders in Massachusetts
| Lender | Grade | Applications | Denial rate | Median rate |
|---|---|---|---|---|
| Citizens Bank | C | 17,476 | 29.0% | 7.40% |
| Rocket Mortgage | C | 8,698 | 15.9% | 6.75% |
| Bank of America | F | 7,784 | 30.1% | 5.99% |
| Guaranteed Rate | B | 7,313 | 4.5% | 6.50% |
| Eastern Bank | B | 6,216 | 31.8% | 6.99% |
| Rockland Trust | C | 5,990 | 28.6% | 6.99% |
| Leader Bank | A | 5,913 | 1.8% | 6.25% |
| United Shore Financial Services | B | 5,898 | 12.8% | 6.50% |
| Crosscountry Mortgage | B | 5,634 | 3.8% | 6.63% |
| TD Bank | D | 3,778 | 26.9% | 7.44% |
Frequently asked questions
Massachusetts: 11 applications in 2025, of which 5 were originated and 0 denied.
0.0% of all applications, or 0.0% of the applications it actually decided on. The Massachusetts statewide average across all lenders was 16.2%.
The median rate on loans Ally Bank originated in Massachusetts in 2025 was 6.38%, against a statewide median of 6.63%.
About this data. Figures are Ally Bank's own HMDA filing for properties located in Massachusetts, 2025. The grade is national; state-level figures are shown for context and are not separately graded. Methodology