Allied First Bank,sb in South Dakota (2025): Approval Rate, Denial Rate & Rates

Allied First Bank,sb in South Dakota: approval rate, denial rate and rates (2025)

Allied First Bank,sb took 16 mortgage applications in South Dakota in 2025, ranking #118 of 386 lenders active in the state. It originated 0.0% of them and denied 56.3% (100.0% of the applications it decided), against a statewide denial rate of 12.8%.

16Applicationsin SD

100.0%Decision denial ratestate 15.7%

—Median ratestate 6.50%

$315,000Median loanstate $225,000

$0Volume8 counties

Allied First Bank,sb in South Dakota vs the state

56.3%Denial rate+43.50 pts vs state

100.0%Decision denial rate+84.27 pts vs state

0.0%Origination rate-66.04 pts vs state

—Median rate

—Rate spread (pts)

$73kMedian applicant income

0Loans originated

9Denied

What Allied First Bank,sb lends in South Dakota

By loan purpose

Home purchase 1 6% · 100.0% denied

Cash-out refinance 15 94% · 53.3% denied

By loan type

FHA 3 19% · 33.3% denied

VA 13 81% · 61.5% denied

Why it denied South Dakota applicants

Debt-to-income ratio 5 56%

Credit history 2 22%

Other 1 11%

Employment history 1 11%

Where in South Dakota

Counties with the most Allied First Bank,sb applications in 2025.

County	Applications	Denied	Denial rate
Minnehaha County	6	4	66.7%
Pennington County	3	2	66.7%
Meade County	2	0	0.0%
Walworth County	1	0	0.0%
Union County	1	1	100.0%
Hughes County	1	1	100.0%
Codington County	1	1	100.0%
Stanley County	1	0	0.0%

Other large lenders in South Dakota

Lender	Grade	Applications	Denial rate	Median rate
Plains Commerce Bank	B	2,280	5.5%	6.25%
First PREMIER Bank	C	1,389	11.7%	6.88%
First Bank & Trust	C	1,320	11.2%	6.63%
Black Hills Federal Credit Union	D	1,223	23.0%	7.75%
Rocket Mortgage	C	1,027	16.9%	6.75%
CMG Mortgage	A	919	2.3%	6.38%
Bankwest	F	786	14.0%	7.25%
First Dakota National Bank	A	690	4.6%	6.50%
Levo Federal Credit Union	B	644	6.8%	7.50%
U.S. Bank	D	637	24.0%	6.99%

Frequently asked questions

How many mortgage applications did Allied First Bank,sb handle in South Dakota?

South Dakota: 16 applications in 2025, of which 0 were originated and 9 denied.

What is Allied First Bank,sb's denial rate in South Dakota?

56.3% of all applications, or 100.0% of the applications it actually decided on. The South Dakota statewide average across all lenders was 12.8%.

What interest rate did Allied First Bank,sb borrowers get in South Dakota?

This lender did not report interest rates on its originated loans (some institutions are exempt from HMDA pricing fields).

About this data. Figures are Allied First Bank,sb's own HMDA filing for properties located in South Dakota, 2025. The grade is national; state-level figures are shown for context and are not separately graded. Methodology