Alliant Credit Union · District of Columbia · 2025

Alliant Credit Union in District of Columbia: approval rate, denial rate and rates (2025)

Alliant Credit Union took 25 mortgage applications in District of Columbia in 2025, ranking #107 of 473 lenders active in the state. It originated 32.0% of them and denied 52.0% (56.5% of the applications it decided), against a statewide denial rate of 18.1%.

25Applicationsin DC
56.5%Decision denial ratestate 23.7%
7.63%Median ratestate 6.50%
$105,000Median loanstate $405,000
$3.6MVolume1 counties

Alliant Credit Union in District of Columbia vs the state

52.0%Denial rate+33.94 pts vs state
56.5%Decision denial rate+32.78 pts vs state
32.0%Origination rate-23.51 pts vs state
7.63%Median rate+1.13 pts vs state
-1.22Rate spread (pts)-1.27 pts vs state
$184kMedian applicant income
8Loans originated
13Denied

Trend in District of Columbia

YearApplicationsOriginatedDenial rateMedian rateRank in state
202312266.7%7.06%#145
202420745.0%5.50%#119
202525852.0%7.63%#107

What Alliant Credit Union lends in District of Columbia

By loan purpose

Home purchase 4 16% · 0.0% denied
Refinance 4 16% · 0.0% denied
Home improvement 14 56% · 78.6% denied
Other / HELOC 3 12% · 66.7% denied

By loan type

Conventional 25 100% · 52.0% denied

Why it denied District of Columbia applicants

Credit history 5 38%
Incomplete application 4 31%
Debt-to-income ratio 2 15%
Collateral 2 15%

Where in District of Columbia

Counties with the most Alliant Credit Union applications in 2025.

CountyApplicationsOriginatedDeniedDenial rate
District of Columbia 25813 52.0%

Other large lenders in District of Columbia

LenderGradeApplicationsDenial rateMedian rate
Navy Federal Credit UnionD 78628.5%7.75%
Rocket MortgageC 67120.7%6.63%
Bank of AmericaF 54633.2%5.99%
First Savings MortgageA 5440.9%6.50%
Truist BankC 52941.2%6.25%
PNC BankD 46731.5%6.25%
JPMorgan Chase BankB 4597.6%6.38%
CitibankB 4179.6%6.00%
First Home MortgageB 3592.5%6.63%
NewrezD 35323.5%6.63%

Frequently asked questions

District of Columbia: 25 applications in 2025, of which 8 were originated and 13 denied.

52.0% of all applications, or 56.5% of the applications it actually decided on. The District of Columbia statewide average across all lenders was 18.1%.

The median rate on loans Alliant Credit Union originated in District of Columbia in 2025 was 7.63%, against a statewide median of 6.50%.

About this data. Figures are Alliant Credit Union's own HMDA filing for properties located in District of Columbia, 2025. The grade is national; state-level figures are shown for context and are not separately graded. Methodology