Advance Financial Group in Virginia vs the state
2.8%Denial rate-13.10 pts vs state
3.4%Decision denial rate-16.83 pts vs state
79.4%Origination rate+19.84 pts vs state
6.49%Median rate-0.13 pts vs state
0.15Rate spread (pts)-0.07 pts vs state
$129kMedian applicant income
419Loans originated
15Denied
Trend in Virginia
| Year | Applications | Originated | Denial rate | Median rate | Rank in state |
|---|---|---|---|---|---|
| 2023 | 546 | 442 | 2.6% | 6.63% | #95 |
| 2024 | 613 | 479 | 3.6% | 6.50% | #92 |
| 2025 | 528 | 419 | 2.8% | 6.49% | #111 |
What Advance Financial Group lends in Virginia
By loan purpose
By loan type
Why it denied Virginia applicants
Where in Virginia
Counties with the most Advance Financial Group applications in 2025.
| County | Applications | Originated | Denied | Denial rate |
|---|---|---|---|---|
| Virginia Beach city | 183 | 148 | 2 | 1.1% |
| Chesapeake city | 93 | 74 | 3 | 3.2% |
| Norfolk city | 82 | 63 | 3 | 3.7% |
| Suffolk city | 57 | 45 | 0 | 0.0% |
| Portsmouth city | 28 | 21 | 1 | 3.6% |
| Hampton city | 19 | 15 | 1 | 5.3% |
| Newport News city | 17 | 12 | 2 | 11.8% |
| Isle of Wight County | 12 | 10 | 0 | 0.0% |
| James City County | 9 | 9 | 0 | 0.0% |
| York County | 5 | 5 | 0 | 0.0% |
Other large lenders in Virginia
| Lender | Grade | Applications | Denial rate | Median rate |
|---|---|---|---|---|
| Navy Federal Credit Union | D | 19,395 | 19.3% | 7.75% |
| Rocket Mortgage | C | 19,274 | 14.8% | 6.63% |
| United Shore Financial Services | B | 13,994 | 10.4% | 6.12% |
| Truist Bank | C | 11,838 | 31.6% | 6.49% |
| Mortgage Research Center | C | 9,000 | 16.7% | 6.25% |
| Pennymac Loan Services | C | 8,334 | 10.7% | 6.38% |
| Freedom Mortgage | B | 8,029 | 6.5% | 6.25% |
| Bank of America | F | 6,584 | 31.9% | 6.24% |
| Newrez | D | 6,390 | 16.4% | 6.38% |
| Movement Mortgage | A | 6,126 | 4.3% | 6.56% |
Frequently asked questions
Virginia: 528 applications in 2025, of which 419 were originated and 15 denied.
2.8% of all applications, or 3.4% of the applications it actually decided on. The Virginia statewide average across all lenders was 15.9%.
The median rate on loans Advance Financial Group originated in Virginia in 2025 was 6.49%, against a statewide median of 6.63%.
About this data. Figures are Advance Financial Group's own HMDA filing for properties located in Virginia, 2025. The grade is national; state-level figures are shown for context and are not separately graded. Methodology