ABNB Federal Credit Union in Virginia vs the state
31.3%Denial rate+15.33 pts vs state
34.8%Decision denial rate+14.56 pts vs state
57.0%Origination rate-2.51 pts vs state
6.37%Median rate-0.25 pts vs state
0.38Rate spread (pts)+0.16 pts vs state
$142kMedian applicant income
443Loans originated
243Denied
Trend in Virginia
| Year | Applications | Originated | Denial rate | Median rate | Rank in state |
|---|---|---|---|---|---|
| 2023 | 518 | 314 | 36.1% | 7.74% | #97 |
| 2024 | 516 | 329 | 32.2% | 7.74% | #107 |
| 2025 | 777 | 443 | 31.3% | 6.37% | #91 |
What ABNB Federal Credit Union lends in Virginia
By loan purpose
By loan type
Why it denied Virginia applicants
Where in Virginia
Counties with the most ABNB Federal Credit Union applications in 2025.
| County | Applications | Originated | Denied | Denial rate |
|---|---|---|---|---|
| Virginia Beach city | 241 | 123 | 83 | 34.4% |
| Loudoun County | 157 | 143 | 9 | 5.7% |
| Chesapeake city | 141 | 72 | 50 | 35.5% |
| Norfolk city | 62 | 21 | 30 | 48.4% |
| Portsmouth city | 55 | 22 | 25 | 45.5% |
| Suffolk city | 35 | 12 | 19 | 54.3% |
| Hampton city | 16 | 9 | 7 | 43.8% |
| Newport News city | 12 | 4 | 7 | 58.3% |
| Prince William County | 9 | 7 | 1 | 11.1% |
| Fairfax County | 9 | 5 | 0 | 0.0% |
Other large lenders in Virginia
| Lender | Grade | Applications | Denial rate | Median rate |
|---|---|---|---|---|
| Navy Federal Credit Union | D | 19,395 | 19.3% | 7.75% |
| Rocket Mortgage | C | 19,274 | 14.8% | 6.63% |
| United Shore Financial Services | B | 13,994 | 10.4% | 6.12% |
| Truist Bank | C | 11,838 | 31.6% | 6.49% |
| Mortgage Research Center | C | 9,000 | 16.7% | 6.25% |
| Pennymac Loan Services | C | 8,334 | 10.7% | 6.38% |
| Freedom Mortgage | B | 8,029 | 6.5% | 6.25% |
| Bank of America | F | 6,584 | 31.9% | 6.24% |
| Newrez | D | 6,390 | 16.4% | 6.38% |
| Movement Mortgage | A | 6,126 | 4.3% | 6.56% |
Frequently asked questions
Virginia: 777 applications in 2025, of which 443 were originated and 243 denied.
31.3% of all applications, or 34.8% of the applications it actually decided on. The Virginia statewide average across all lenders was 15.9%.
The median rate on loans ABNB Federal Credit Union originated in Virginia in 2025 was 6.37%, against a statewide median of 6.63%.
About this data. Figures are ABNB Federal Credit Union's own HMDA filing for properties located in Virginia, 2025. The grade is national; state-level figures are shown for context and are not separately graded. Methodology