A&D Mortgage in District of Columbia vs the state
13.9%Denial rate-4.17 pts vs state
23.8%Decision denial rate+0.07 pts vs state
44.4%Origination rate-11.07 pts vs state
6.94%Median rate+0.44 pts vs state
0.20Rate spread (pts)+0.15 pts vs state
$287kMedian applicant income
16Loans originated
5Denied
Trend in District of Columbia
| Year | Applications | Originated | Denial rate | Median rate | Rank in state |
|---|---|---|---|---|---|
| 2023 | 15 | 8 | 0.0% | 8.63% | #135 |
| 2024 | 24 | 7 | 16.7% | 7.75% | #98 |
| 2025 | 36 | 16 | 13.9% | 6.94% | #93 |
What A&D Mortgage lends in District of Columbia
By loan purpose
By loan type
Why it denied District of Columbia applicants
Where in District of Columbia
Counties with the most A&D Mortgage applications in 2025.
| County | Applications | Originated | Denied | Denial rate |
|---|---|---|---|---|
| District of Columbia | 36 | 16 | 5 | 13.9% |
Other large lenders in District of Columbia
| Lender | Grade | Applications | Denial rate | Median rate |
|---|---|---|---|---|
| Navy Federal Credit Union | D | 786 | 28.5% | 7.75% |
| Rocket Mortgage | C | 671 | 20.7% | 6.63% |
| Bank of America | F | 546 | 33.2% | 5.99% |
| First Savings Mortgage | A | 544 | 0.9% | 6.50% |
| Truist Bank | C | 529 | 41.2% | 6.25% |
| PNC Bank | D | 467 | 31.5% | 6.25% |
| JPMorgan Chase Bank | B | 459 | 7.6% | 6.38% |
| Citibank | B | 417 | 9.6% | 6.00% |
| First Home Mortgage | B | 359 | 2.5% | 6.63% |
| Newrez | D | 353 | 23.5% | 6.63% |
Frequently asked questions
District of Columbia: 36 applications in 2025, of which 16 were originated and 5 denied.
13.9% of all applications, or 23.8% of the applications it actually decided on. The District of Columbia statewide average across all lenders was 18.1%.
The median rate on loans A&D Mortgage originated in District of Columbia in 2025 was 6.94%, against a statewide median of 6.50%.
About this data. Figures are A&D Mortgage's own HMDA filing for properties located in District of Columbia, 2025. The grade is national; state-level figures are shown for context and are not separately graded. Methodology