Woori America Bank in New York vs the state
14.9%Denial rate-4.89 pts vs state
16.2%Decision denial rate-7.89 pts vs state
72.0%Origination rate+12.41 pts vs state
—Median rate
—Rate spread (pts)
$146kMedian applicant income
126Loans originated
26Denied
Trend in New York
| Year | Applications | Originated | Denial rate | Median rate | Rank in state |
|---|---|---|---|---|---|
| 2023 | 48 | 36 | 10.4% | — | #331 |
| 2024 | 208 | 140 | 13.9% | — | #198 |
| 2025 | 175 | 126 | 14.9% | — | #220 |
What Woori America Bank lends in New York
By loan purpose
By loan type
Where in New York
Counties with the most Woori America Bank applications in 2025.
| County | Applications | Originated | Denied | Denial rate |
|---|---|---|---|---|
| Queens County | 67 | 50 | 9 | 13.4% |
| Nassau County | 30 | 23 | 2 | 6.7% |
| Richmond County | 26 | 17 | 7 | 26.9% |
| Kings County | 20 | 15 | 2 | 10.0% |
| New York County | 20 | 15 | 1 | 5.0% |
| Suffolk County | 6 | 1 | 4 | 66.7% |
| Rockland County | 5 | 4 | 1 | 20.0% |
| Dutchess County | 1 | 1 | 0 | 0.0% |
Other large lenders in New York
| Lender | Grade | Applications | Denial rate | Median rate |
|---|---|---|---|---|
| Citizens Bank | C | 20,315 | 32.7% | 7.97% |
| Rocket Mortgage | C | 19,924 | 22.0% | 6.88% |
| United Shore Financial Services | B | 14,777 | 11.2% | 6.50% |
| JPMorgan Chase Bank | B | 14,735 | 11.7% | 6.38% |
| Manufacturers and Traders Trust | C | 12,335 | 31.3% | 5.99% |
| Bank of America | F | 10,193 | 35.7% | 5.99% |
| Bethpage Federal Credit Union | C | 9,736 | 47.2% | 6.49% |
| TD Bank | D | 9,239 | 30.2% | 7.69% |
| Newrez | D | 8,654 | 24.2% | 6.75% |
| ESL Federal Credit Union | B | 7,817 | 17.6% | 4.50% |
Frequently asked questions
New York: 175 applications in 2025, of which 126 were originated and 26 denied.
14.9% of all applications, or 16.2% of the applications it actually decided on. The New York statewide average across all lenders was 19.8%.
This lender did not report interest rates on its originated loans (some institutions are exempt from HMDA pricing fields).
About this data. Figures are Woori America Bank's own HMDA filing for properties located in New York, 2025. The grade is national; state-level figures are shown for context and are not separately graded. Methodology