Watermark Capital in South Carolina vs the state
0.0%Denial rate-18.31 pts vs state
0.0%Decision denial rate-23.47 pts vs state
100.0%Origination rate+43.39 pts vs state
6.62%Median rate+0.12 pts vs state
0.02Rate spread (pts)-0.20 pts vs state
$155kMedian applicant income
6Loans originated
0Denied
What Watermark Capital lends in South Carolina
By loan purpose
By loan type
Where in South Carolina
Counties with the most Watermark Capital applications in 2025.
| County | Applications | Originated | Denied | Denial rate |
|---|---|---|---|---|
| Spartanburg County | 1 | 1 | 0 | 0.0% |
| Charleston County | 1 | 1 | 0 | 0.0% |
| Dorchester County | 1 | 1 | 0 | 0.0% |
| Aiken County | 1 | 1 | 0 | 0.0% |
| Georgetown County | 1 | 1 | 0 | 0.0% |
| Greenville County | 1 | 1 | 0 | 0.0% |
Other large lenders in South Carolina
| Lender | Grade | Applications | Denial rate | Median rate |
|---|---|---|---|---|
| Rocket Mortgage | C | 13,403 | 16.8% | 6.63% |
| Vanderbilt Mortgage and Finance | F | 12,272 | 40.7% | 6.50% |
| United Shore Financial Services | B | 9,236 | 12.8% | 6.13% |
| 21st Mortgage | F | 6,510 | 48.2% | 10.41% |
| Dhi Mortgage Company | B | 6,184 | 17.4% | 4.99% |
| Navy Federal Credit Union | D | 5,424 | 21.2% | 7.50% |
| First-Citizens Bank & Trust | B | 5,399 | 20.9% | 6.38% |
| Freedom Mortgage | B | 5,296 | 7.3% | 6.25% |
| Mortgage Research Center | C | 5,189 | 19.1% | 6.25% |
| Bank of America | F | 5,009 | 33.1% | 6.24% |
Frequently asked questions
South Carolina: 6 applications in 2025, of which 6 were originated and 0 denied.
0.0% of all applications, or 0.0% of the applications it actually decided on. The South Carolina statewide average across all lenders was 18.3%.
The median rate on loans Watermark Capital originated in South Carolina in 2025 was 6.62%, against a statewide median of 6.50%.
About this data. Figures are Watermark Capital's own HMDA filing for properties located in South Carolina, 2025. The grade is national; state-level figures are shown for context and are not separately graded. Methodology