TOWN AND COUNTRY Credit Union in South Dakota vs the state
0.0%Denial rate-12.75 pts vs state
0.0%Decision denial rate-15.73 pts vs state
100.0%Origination rate+33.96 pts vs state
6.38%Median rate-0.13 pts vs state
0.45Rate spread (pts)+0.26 pts vs state
$218kMedian applicant income
5Loans originated
0Denied
Trend in South Dakota
| Year | Applications | Originated | Denial rate | Median rate | Rank in state |
|---|---|---|---|---|---|
| 2023 | 5 | 4 | 0.0% | 6.62% | #155 |
| 2025 | 5 | 5 | 0.0% | 6.38% | #167 |
What TOWN AND COUNTRY Credit Union lends in South Dakota
By loan purpose
By loan type
Where in South Dakota
Counties with the most TOWN AND COUNTRY Credit Union applications in 2025.
| County | Applications | Originated | Denied | Denial rate |
|---|---|---|---|---|
| Roberts County | 3 | 3 | 0 | 0.0% |
| Minnehaha County | 1 | 1 | 0 | 0.0% |
| Marshall County | 1 | 1 | 0 | 0.0% |
Other large lenders in South Dakota
| Lender | Grade | Applications | Denial rate | Median rate |
|---|---|---|---|---|
| Plains Commerce Bank | B | 2,280 | 5.5% | 6.25% |
| First PREMIER Bank | C | 1,389 | 11.7% | 6.88% |
| First Bank & Trust | C | 1,320 | 11.2% | 6.63% |
| Black Hills Federal Credit Union | D | 1,223 | 23.0% | 7.75% |
| Rocket Mortgage | C | 1,027 | 16.9% | 6.75% |
| CMG Mortgage | A | 919 | 2.3% | 6.38% |
| Bankwest | F | 786 | 14.0% | 7.25% |
| First Dakota National Bank | A | 690 | 4.6% | 6.50% |
| Levo Federal Credit Union | B | 644 | 6.8% | 7.50% |
| U.S. Bank | D | 637 | 24.0% | 6.99% |
Frequently asked questions
South Dakota: 5 applications in 2025, of which 5 were originated and 0 denied.
0.0% of all applications, or 0.0% of the applications it actually decided on. The South Dakota statewide average across all lenders was 12.8%.
The median rate on loans TOWN AND COUNTRY Credit Union originated in South Dakota in 2025 was 6.38%, against a statewide median of 6.50%.
About this data. Figures are TOWN AND COUNTRY Credit Union's own HMDA filing for properties located in South Dakota, 2025. The grade is national; state-level figures are shown for context and are not separately graded. Methodology