Toll Brothers Mortgage in New York vs the state
13.7%Denial rate-6.02 pts vs state
15.4%Decision denial rate-8.66 pts vs state
49.0%Origination rate-10.57 pts vs state
6.81%Median rate+0.19 pts vs state
0.36Rate spread (pts)+0.15 pts vs state
$205kMedian applicant income
50Loans originated
14Denied
Trend in New York
| Year | Applications | Originated | Denial rate | Median rate | Rank in state |
|---|---|---|---|---|---|
| 2023 | 77 | 32 | 11.7% | 6.56% | #284 |
| 2024 | 104 | 33 | 11.5% | 6.50% | #260 |
| 2025 | 102 | 50 | 13.7% | 6.81% | #263 |
What Toll Brothers Mortgage lends in New York
By loan purpose
By loan type
Why it denied New York applicants
Where in New York
Counties with the most Toll Brothers Mortgage applications in 2025.
| County | Applications | Originated | Denied | Denial rate |
|---|---|---|---|---|
| Dutchess County | 42 | 28 | 3 | 7.1% |
| Putnam County | 29 | 19 | 5 | 17.2% |
| Westchester County | 21 | 3 | 5 | 23.8% |
| Suffolk County | 6 | 0 | 0 | 0.0% |
| Nassau County | 4 | 0 | 1 | 25.0% |
Other large lenders in New York
| Lender | Grade | Applications | Denial rate | Median rate |
|---|---|---|---|---|
| Citizens Bank | C | 20,315 | 32.7% | 7.97% |
| Rocket Mortgage | C | 19,924 | 22.0% | 6.88% |
| United Shore Financial Services | B | 14,777 | 11.2% | 6.50% |
| JPMorgan Chase Bank | B | 14,735 | 11.7% | 6.38% |
| Manufacturers and Traders Trust | C | 12,335 | 31.3% | 5.99% |
| Bank of America | F | 10,193 | 35.7% | 5.99% |
| Bethpage Federal Credit Union | C | 9,736 | 47.2% | 6.49% |
| TD Bank | D | 9,239 | 30.2% | 7.69% |
| Newrez | D | 8,654 | 24.2% | 6.75% |
| ESL Federal Credit Union | B | 7,817 | 17.6% | 4.50% |
Frequently asked questions
New York: 102 applications in 2025, of which 50 were originated and 14 denied.
13.7% of all applications, or 15.4% of the applications it actually decided on. The New York statewide average across all lenders was 19.8%.
The median rate on loans Toll Brothers Mortgage originated in New York in 2025 was 6.81%, against a statewide median of 6.63%.
About this data. Figures are Toll Brothers Mortgage's own HMDA filing for properties located in New York, 2025. The grade is national; state-level figures are shown for context and are not separately graded. Methodology