The Citizens National Bank of Meridian in Alabama vs the state
0.0%Denial rate-19.85 pts vs state
0.0%Decision denial rate-25.00 pts vs state
88.9%Origination rate+33.50 pts vs state
7.15%Median rate+0.64 pts vs state
0.53Rate spread (pts)+0.24 pts vs state
$432kMedian applicant income
8Loans originated
0Denied
Trend in Alabama
| Year | Applications | Originated | Denial rate | Median rate | Rank in state |
|---|---|---|---|---|---|
| 2023 | 6 | 5 | 0.0% | 7.13% | #520 |
| 2024 | 7 | 5 | 14.3% | 8.50% | #504 |
| 2025 | 9 | 8 | 0.0% | 7.15% | #487 |
What The Citizens National Bank of Meridian lends in Alabama
By loan purpose
By loan type
Where in Alabama
Counties with the most The Citizens National Bank of Meridian applications in 2025.
| County | Applications | Originated | Denied | Denial rate |
|---|---|---|---|---|
| Baldwin County | 4 | 4 | 0 | 0.0% |
| Tuscaloosa County | 1 | 1 | 0 | 0.0% |
| Washington County | 1 | 1 | 0 | 0.0% |
| Lamar County | 1 | 1 | 0 | 0.0% |
| Mobile County | 1 | 0 | 0 | 0.0% |
| Talladega County | 1 | 1 | 0 | 0.0% |
Other large lenders in Alabama
| Lender | Grade | Applications | Denial rate | Median rate |
|---|---|---|---|---|
| Regions Bank | C | 11,871 | 37.2% | 4.99% |
| Rocket Mortgage | C | 9,941 | 20.5% | 6.63% |
| Vanderbilt Mortgage and Finance | F | 8,461 | 41.4% | 9.50% |
| United Shore Financial Services | B | 7,689 | 12.0% | 6.13% |
| 21st Mortgage | F | 6,507 | 46.0% | 9.98% |
| Mortgage Research Center | C | 5,107 | 18.4% | 6.25% |
| REDSTONE Federal Credit Union | C | 4,548 | 18.9% | 8.13% |
| Dhi Mortgage Company | B | 3,909 | 17.5% | 4.99% |
| Freedom Mortgage | B | 3,725 | 8.7% | 6.25% |
| Pennymac Loan Services | C | 3,611 | 11.6% | 6.25% |
Frequently asked questions
Alabama: 9 applications in 2025, of which 8 were originated and 0 denied.
0.0% of all applications, or 0.0% of the applications it actually decided on. The Alabama statewide average across all lenders was 19.9%.
The median rate on loans The Citizens National Bank of Meridian originated in Alabama in 2025 was 7.15%, against a statewide median of 6.50%.
About this data. Figures are The Citizens National Bank of Meridian's own HMDA filing for properties located in Alabama, 2025. The grade is national; state-level figures are shown for context and are not separately graded. Methodology