Sun West Mortgage Company in Alabama vs the state
16.6%Denial rate-3.28 pts vs state
20.6%Decision denial rate-4.45 pts vs state
43.7%Origination rate-11.74 pts vs state
6.50%Median rate0.00 pts vs state
0.38Rate spread (pts)+0.10 pts vs state
$79kMedian applicant income
79Loans originated
30Denied
Trend in Alabama
| Year | Applications | Originated | Denial rate | Median rate | Rank in state |
|---|---|---|---|---|---|
| 2023 | 118 | 46 | 25.4% | 6.87% | #179 |
| 2024 | 133 | 57 | 18.8% | 6.38% | #187 |
| 2025 | 181 | 79 | 16.6% | 6.50% | #162 |
What Sun West Mortgage Company lends in Alabama
By loan purpose
By loan type
Why it denied Alabama applicants
Where in Alabama
Counties with the most Sun West Mortgage Company applications in 2025.
| County | Applications | Originated | Denied | Denial rate |
|---|---|---|---|---|
| Madison County | 26 | 8 | 4 | 15.4% |
| Montgomery County | 12 | 11 | 0 | 0.0% |
| Mobile County | 11 | 4 | 4 | 36.4% |
| Houston County | 11 | 4 | 1 | 9.1% |
| Jefferson County | 10 | 4 | 0 | 0.0% |
| Calhoun County | 9 | 4 | 3 | 33.3% |
| Dale County | 9 | 4 | 1 | 11.1% |
| Tuscaloosa County | 8 | 2 | 2 | 25.0% |
| Lee County | 8 | 3 | 1 | 12.5% |
| Limestone County | 7 | 4 | 1 | 14.3% |
Other large lenders in Alabama
| Lender | Grade | Applications | Denial rate | Median rate |
|---|---|---|---|---|
| Regions Bank | C | 11,871 | 37.2% | 4.99% |
| Rocket Mortgage | C | 9,941 | 20.5% | 6.63% |
| Vanderbilt Mortgage and Finance | F | 8,461 | 41.4% | 9.50% |
| United Shore Financial Services | B | 7,689 | 12.0% | 6.13% |
| 21st Mortgage | F | 6,507 | 46.0% | 9.98% |
| Mortgage Research Center | C | 5,107 | 18.4% | 6.25% |
| REDSTONE Federal Credit Union | C | 4,548 | 18.9% | 8.13% |
| Dhi Mortgage Company | B | 3,909 | 17.5% | 4.99% |
| Freedom Mortgage | B | 3,725 | 8.7% | 6.25% |
| Pennymac Loan Services | C | 3,611 | 11.6% | 6.25% |
Frequently asked questions
Alabama: 181 applications in 2025, of which 79 were originated and 30 denied.
16.6% of all applications, or 20.6% of the applications it actually decided on. The Alabama statewide average across all lenders was 19.9%.
The median rate on loans Sun West Mortgage Company originated in Alabama in 2025 was 6.50%, against a statewide median of 6.50%.
About this data. Figures are Sun West Mortgage Company's own HMDA filing for properties located in Alabama, 2025. The grade is national; state-level figures are shown for context and are not separately graded. Methodology