Southeast Mortgage of Georgia in Alabama vs the state
1.9%Denial rate-18.00 pts vs state
2.5%Decision denial rate-22.47 pts vs state
71.3%Origination rate+15.91 pts vs state
6.75%Median rate+0.25 pts vs state
0.50Rate spread (pts)+0.21 pts vs state
$97kMedian applicant income
77Loans originated
2Denied
Trend in Alabama
| Year | Applications | Originated | Denial rate | Median rate | Rank in state |
|---|---|---|---|---|---|
| 2023 | 50 | 35 | 0.0% | 6.63% | #278 |
| 2024 | 59 | 44 | 0.0% | 6.63% | #270 |
| 2025 | 108 | 77 | 1.9% | 6.75% | #222 |
What Southeast Mortgage of Georgia lends in Alabama
By loan purpose
By loan type
Why it denied Alabama applicants
Where in Alabama
Counties with the most Southeast Mortgage of Georgia applications in 2025.
| County | Applications | Originated | Denied | Denial rate |
|---|---|---|---|---|
| Lee County | 30 | 23 | 1 | 3.3% |
| Baldwin County | 20 | 14 | 1 | 5.0% |
| Montgomery County | 10 | 2 | 0 | 0.0% |
| Chambers County | 9 | 9 | 0 | 0.0% |
| Elmore County | 7 | 7 | 0 | 0.0% |
| Russell County | 6 | 5 | 0 | 0.0% |
| Mobile County | 4 | 3 | 0 | 0.0% |
| Escambia County | 4 | 3 | 0 | 0.0% |
| Tallapoosa County | 2 | 2 | 0 | 0.0% |
| Randolph County | 2 | 2 | 0 | 0.0% |
Other large lenders in Alabama
| Lender | Grade | Applications | Denial rate | Median rate |
|---|---|---|---|---|
| Regions Bank | C | 11,871 | 37.2% | 4.99% |
| Rocket Mortgage | C | 9,941 | 20.5% | 6.63% |
| Vanderbilt Mortgage and Finance | F | 8,461 | 41.4% | 9.50% |
| United Shore Financial Services | B | 7,689 | 12.0% | 6.13% |
| 21st Mortgage | F | 6,507 | 46.0% | 9.98% |
| Mortgage Research Center | C | 5,107 | 18.4% | 6.25% |
| REDSTONE Federal Credit Union | C | 4,548 | 18.9% | 8.13% |
| Dhi Mortgage Company | B | 3,909 | 17.5% | 4.99% |
| Freedom Mortgage | B | 3,725 | 8.7% | 6.25% |
| Pennymac Loan Services | C | 3,611 | 11.6% | 6.25% |
Frequently asked questions
Alabama: 108 applications in 2025, of which 77 were originated and 2 denied.
1.9% of all applications, or 2.5% of the applications it actually decided on. The Alabama statewide average across all lenders was 19.9%.
The median rate on loans Southeast Mortgage of Georgia originated in Alabama in 2025 was 6.75%, against a statewide median of 6.50%.
About this data. Figures are Southeast Mortgage of Georgia's own HMDA filing for properties located in Alabama, 2025. The grade is national; state-level figures are shown for context and are not separately graded. Methodology