Signature Federal Credit Union in Minnesota vs the state
28.6%Denial rate+14.97 pts vs state
40.0%Decision denial rate+23.65 pts vs state
42.9%Origination rate-23.51 pts vs state
7.50%Median rate+0.88 pts vs state
1.41Rate spread (pts)+1.16 pts vs state
$160kMedian applicant income
3Loans originated
2Denied
Trend in Minnesota
| Year | Applications | Originated | Denial rate | Median rate | Rank in state |
|---|---|---|---|---|---|
| 2023 | 17 | 10 | 0.0% | 9.25% | #403 |
| 2024 | 9 | 4 | 33.3% | 8.63% | #458 |
| 2025 | 7 | 3 | 28.6% | 7.50% | #507 |
What Signature Federal Credit Union lends in Minnesota
By loan purpose
By loan type
Why it denied Minnesota applicants
Where in Minnesota
Counties with the most Signature Federal Credit Union applications in 2025.
| County | Applications | Originated | Denied | Denial rate |
|---|---|---|---|---|
| Carver County | 1 | 1 | 0 | 0.0% |
| Rice County | 1 | 0 | 0 | 0.0% |
| Dakota County | 1 | 1 | 0 | 0.0% |
| Ramsey County | 1 | 0 | 1 | 100.0% |
| Hennepin County | 1 | 0 | 1 | 100.0% |
| Redwood County | 1 | 0 | 0 | 0.0% |
| Washington County | 1 | 1 | 0 | 0.0% |
Other large lenders in Minnesota
| Lender | Grade | Applications | Denial rate | Median rate |
|---|---|---|---|---|
| United Shore Financial Services | B | 8,694 | 10.6% | 6.38% |
| U.S. Bank | D | 8,624 | 30.4% | 7.88% |
| Bell Bank | A | 7,987 | 5.3% | 6.63% |
| Rocket Mortgage | C | 7,630 | 16.3% | 6.63% |
| Trustone Financial Credit Union | C | 6,066 | 20.0% | 7.25% |
| Affinity Plus | C | 5,438 | 14.6% | 6.63% |
| Blaze Credit Union | B | 4,074 | 12.3% | 6.38% |
| Wings Financial Credit Union | A | 3,960 | 16.4% | 7.25% |
| Crosscountry Mortgage | B | 3,942 | 2.1% | 6.63% |
| Fairway Independent Mortgage | B | 3,327 | 3.2% | 6.75% |
Frequently asked questions
Minnesota: 7 applications in 2025, of which 3 were originated and 2 denied.
28.6% of all applications, or 40.0% of the applications it actually decided on. The Minnesota statewide average across all lenders was 13.6%.
The median rate on loans Signature Federal Credit Union originated in Minnesota in 2025 was 7.50%, against a statewide median of 6.63%.
About this data. Figures are Signature Federal Credit Union's own HMDA filing for properties located in Minnesota, 2025. The grade is national; state-level figures are shown for context and are not separately graded. Methodology