Securitynational Mortgage in Hawaii vs the state
18.4%Denial rate-3.40 pts vs state
24.7%Decision denial rate-2.62 pts vs state
56.2%Origination rate+0.85 pts vs state
6.88%Median rate+0.72 pts vs state
0.62Rate spread (pts)+0.87 pts vs state
$140kMedian applicant income
122Loans originated
40Denied
Trend in Hawaii
| Year | Applications | Originated | Denial rate | Median rate | Rank in state |
|---|---|---|---|---|---|
| 2023 | 204 | 134 | 4.9% | 7.25% | #28 |
| 2024 | 207 | 115 | 14.0% | 6.99% | #27 |
| 2025 | 217 | 122 | 18.4% | 6.88% | #26 |
What Securitynational Mortgage lends in Hawaii
By loan purpose
By loan type
Why it denied Hawaii applicants
Where in Hawaii
Counties with the most Securitynational Mortgage applications in 2025.
| County | Applications | Originated | Denied | Denial rate |
|---|---|---|---|---|
| Kauai County | 85 | 51 | 10 | 11.8% |
| Honolulu County | 68 | 28 | 21 | 30.9% |
| Maui County | 35 | 24 | 3 | 8.6% |
| Hawaii County | 29 | 19 | 6 | 20.7% |
Other large lenders in Hawaii
| Lender | Grade | Applications | Denial rate | Median rate |
|---|---|---|---|---|
| Bank of Hawaii | C | 3,679 | 27.8% | 6.00% |
| First Hawaiian Bank | B | 2,740 | 19.4% | 5.87% |
| American Savings Bank | C | 2,479 | 34.5% | 5.65% |
| Hawaiiusa Federal Credit Union | C | 1,833 | 38.1% | 5.65% |
| United Shore Financial Services | B | 1,710 | 11.1% | 6.13% |
| Rocket Mortgage | C | 1,637 | 22.4% | 6.63% |
| Central Pacific Bank | C | 1,519 | 33.6% | 6.13% |
| Hawaii State Federal Credit Union | C | 1,418 | 30.0% | 5.90% |
| Navy Federal Credit Union | D | 985 | 30.2% | 8.10% |
| Freedom Mortgage | B | 924 | 10.8% | 5.75% |
Frequently asked questions
Hawaii: 217 applications in 2025, of which 122 were originated and 40 denied.
18.4% of all applications, or 24.7% of the applications it actually decided on. The Hawaii statewide average across all lenders was 21.8%.
The median rate on loans Securitynational Mortgage originated in Hawaii in 2025 was 6.88%, against a statewide median of 6.15%.
About this data. Figures are Securitynational Mortgage's own HMDA filing for properties located in Hawaii, 2025. The grade is national; state-level figures are shown for context and are not separately graded. Methodology